Pillar 3a retirement savings account

Save on taxes every year and save systematically for old age.

Your benefits with the 3a retirement savings account

Individual setup

You decide how much and how often to pay in.

Save on taxes

Payments into pillar 3a are tax deductible.

One bank

Manage your retirement savings the same place you do your banking.

Which 3a retirement solution is right for me?

The 3a retirement savings account enables you to save systematically for retirement, and with the 3a custody account you can potentially earn higher returns. Decide for yourself whether and how much of your pillar 3a assets you want to invest in sustainable Vitainvest investment funds.

Whichever solution you choose, what’s important is that you start. And the sooner, the better.

Open your pension solution in just a few minutes

We help you set up your retirement savings plan

At a branch or conveniently by video – we’re here for you, in person.

  • Together, we’ll review your current pension situation.
  • We’ll give you tips and recommendations on how to close any pension gaps.
  • Benefit from over 160 years of expertise.

How much can you save on taxes?

The more you pay in annually, the greater your tax savings.

  • You can pay a set amount into your pillar 3 account each year.
  • By deducting your deposits from your taxable income, you save on taxes.
  • The maximum amount in 2024 is CHF 7,056 (for insured persons with a pension fund).

The right time to get started? Now

One

Specify your needs

Answer just a few questions to find out which pension solution is right for you.

Two

Discover our recommendations

We suggest various solutions and you select the one that suits you and your life.

Three

Open your pension solution

Open the pension solution directly in the app and select how much and how often you want to pay in.

Already a UBS client?

Are you new to UBS?

First open UBS key4 banking via the Mobile Banking App and then choose your retirement solution.

Scan the QR code