SARON Mortgages

The unlimited, variable-rate mortgages with an attractive Swiss base rate

Are you looking for a flexible, market-oriented mortgage with an indefinite term? If so, the UBS SARON Mortgage and the UBS SARON Flex Mortgage with additional flexibility let you benefit from particularly attractive interest rates.

SARON Mortgages at a glance



Interest rate

Variable; interest rate fluctuations arise during the contract term

Repayment terms

UBS SARON Mortgage contractually determined

UBS SARON Flex Mortgage extraordinary repayment also possible free of charge

Our new video consultation

  • Personal advice from experienced mortgage advisors
  • You receive an individual offer and, on request, a mortgage decision within 48 hours
  • From the comfort of your home or your place of work
  • Our advisors are here for you:
    Monday to Thursday: 8:00 a.m. – 8:00 p.m.
    Friday: 8:00 a.m. – 5:30 p.m.

Expect more from a UBS mortgage consultation

Attractive interest rates

You will receive a financing solution tailored to your individual needs at attractive conditions.

Always at your side

Your personal mortgage advisor will guide you from the property viewing to signing the mortgage – and beyond.

Price check

We estimate the market price of your property and compare it against reference properties.

We keep things simple

We can find solutions, even for complex financing, whether it's a house or vacation home.

Flexible video consultation

From the comfort of your home or office: our advisors are here for you, also evenings until 8:00 p.m.

Fast credit decision

If it is urgent, you can ask to receive a credit decision within 48 hours.

We're here for you when you need us

Make an appointment for a non-binding consultation or call us directly if you have questions.