SARON mortgage

The right choice when you want to finance your home based on a market-oriented interest rate.

Advantages of a SARON Mortgage


Your interest rate adjusts with the market and is always up to date.

Unlimited term

Negotiate the conditions once and benefit long term. 


Easily convert to a Fixed-rate Mortgage in just one month.

Get expert advice on your personal situation

Our advisers look forward to hearing from you.

  • Personalized advice
  • Fast turnaround times for financial confirmations
  • You decide on how you would like to receive expert advice - whether by video call from home or in one of our branches.

SARON Mortgage

Advantages at a glance

  • Unlimited term
  • Transparent, market-oriented interest rate throughout term
  • You can switch to a Fixed-rate Mortgage at any time
  • 13-month termination notice period if you decide to pay off your mortgage
  • Regular repayments can be arranged in your contract

How the SARON Mortgage works

Which mortgage strategy is right for me?


You have questions, we have answers

Interest rate forecast

Keep up to date with all the latest insights on interest rates.

  • Curated monthly by mortgage experts
  • Free, unsubscribe at any time
Free real estate appraisal included

Special offer on mortgages

Benefit from an interest rate reduction of 0.30% on your first home with UBS

Enjoy attractive interest conditions for your renovation and 0.30% eco-bonus for energy-efficient construction measures.

Planning to renovate?

If so, you can now benefit from particularly attractive interest rates and our eco-bonus with the UBS “Renovation” Mortgage.

We're here for you when you need us

Make an appointment for a non-binding consultation or call us directly if you have questions.