Save for retirement with pillar 3a

Save for retirement, invest and save on taxes: with Switzerland’s leading fund provider.

Pillar 3 at a glance

Schritt 1

Save twice over

Save on taxes every year and provide for your retirement.

Schritt 2

Sustainable investing

You’re free to decide whether and how much of your 3a capital you want to invest in sustainable investment funds.

Schritt 3

Early withdrawal of your capital

Fulfill your dream of owning your own home or running your own business.

More than “just” a savings account

Invest in sustainable Vitainvest Investment Funds for potential higher returns – with Switzerland’s leading fund provider.

  • Freely decide how much of your retirement savings you’d like to invest.
  • Invest with just one fund in more than 1,000 investment positions – start with just CHF 50.
  • Benefit from integrated foreign currency hedging in all pension funds.

Open your pension solution in just a few minutes

How much can you save on taxes?

A woman is happy about the taxes she’s saved thanks to her pillar 3a payments.

The more you pay in annually, the greater your tax savings.

  • You can pay a set amount into your pillar 3 account each year.
  • By deducting your deposits from your taxable income, you save on taxes.
  • The maximum amount in 2024 is CHF 7,056 (for insured persons with a pension fund).

When is the right time to save for your retirement? Right now!

  1. 01

    Define your risk profile

    Answer just a few questions to find out which 3a pension solution suits you best.

  2. 02

    Discover our recommendations

    We propose different pension solutions and you choose the one that suits you and the way you live your life.

  3. 03

    Open your 3a pension solution

    Open the 3a pension solution directly in the Mobile Banking App and choose how much and how often you would like to deposit for your future.

Are you already a client of UBS?

FAQ

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