Fixed-rate Mortgage

Guard against rising interest rates with a fixed rate of interest

With a fixed-rate mortgage, the interest rate remains the same for the full term, protecting you against rising interest rates and allowing you to plan reliably.

Fixed-rate Mortgage at a glance


2–10 years

Interest rate

Fixed for the entire lifetime of the mortgage

Repayment terms

Can be contractually agreed

Special offer for your first home

Found your dream property?

Now you can benefit from an interest rate reduction of 0.30% on your first home with the UBS Mortgage First Home. Free real estate appraisal included.

Our new video consultation

  • Personal advice from experienced mortgage advisors
  • You receive an individual offer and, on request, a mortgage decision within 48 hours
  • From the comfort of your home or your place of work
  • Our advisors are here for you:
    Monday to Thursday: 8:00 a.m. – 8:00 p.m.
    Friday: 8:00 a.m. – 5:30 p.m.

Expect more from a UBS mortgage consultation

Attractive interest rates

You will receive a financing solution tailored to your individual needs at attractive conditions.

Always at your side

Your personal mortgage advisor will guide you from the property viewing to signing the mortgage – and beyond.

Price check

We estimate the market price of your property and compare it against reference properties.

We keep things simple

We can find solutions, even for complex financing, whether it's a house or vacation home.

Flexible video consultation

From the comfort of your home or office: our advisors are here for you, also evenings until 8:00 p.m.

Fast credit decision

If it is urgent, you can ask to receive a credit decision within 48 hours.

We're here for you when you need us

Make an appointment for a non-binding consultation or call us directly if you have questions.