Fixed-rate Mortgage

If you want to finance your home in a way that is stable and predictable, this is your solution.

Advantages of a Fixed-rate Mortgage


Interest rate and payment stay the same throughout the term.

Limited term

A chance to rethink your strategy at the end of each term.


Choose a mix of 2 to 10 year terms for maximum flexibility.

Special offer on mortgages

  • Interest rate reduction of 0.30% on your first home with UBS
  • Protect yourself early against rising interest rates and fix your fixed-rate mortgage up to one year in advance
  • Free real estate appraisal included

Get expert advice on your personal situation

Our advisers look forward to hearing from you.

  • Personalized advice
  • Fast turnaround times for financial confirmations
  • You decide on how you would like to receive expert advice - whether by video call from home or in one of our branches.

Fixed-rate Mortgage

Advantages at a glance

  • Defined term: 2 to 10 years
  • Predictable monthly payment
  • Set your interest rate up to 12 months before taking out the mortgage
  • Applies to owner-occupied residential property, holiday and investment properties in Switzerland
  • Early termination is only possible in exceptional cases, with penalty

Is a Fixed-rate mortgage the right solution for me?

Discover how comfortable you are with a mortgage by answering a few key questions.  

The choice of one mortgage strategy over another is determined by your personal situation, preference, and factors like down payment, monthly income, and regular expenses. 


You have questions, we have answers

Interest rate forecast

Keep up to date with all the latest insights on interest rates.

  • Curated monthly by mortgage experts
  • Free, unsubscribe at any time

We're here for you when you need us

Make an appointment for a non-binding consultation or call us directly if you have questions.