UBS AG

23.1.2015: On icy roads

• Global markets have served up an avalanche of events in 2015, from a plunging oil price and euro, to rallying government bonds, to the removal of the Swiss franc floor.
• The diverging world brings into focus why maintaining a long-term and disciplined approach to investment is so important. 
• By following the key tenets of diversification, rebalancing, considered asset class selection, and hedging against currency risks, CIO portfolios were only marginally impacted by the recent turmoil. 
• We believe the underlying environment of low oil prices, low government bond yields, and improving economic growth should continue to provide a supportive backdrop for global equities.

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