Platinum Credit Card: Mastercard & Visa Card

The high spending limits and cards in a foreign currency are just two of the many benefits of the Platinum Credit Card.

Platinum Credit Card at a glance

Foreign currencies

Cards also available in EUR and USD

Insurance packages

Comprehensive insurance package included

Exclusive service

Our concierge service is available 365 days a year

Up to four Platinum Credit Cards (Mastercard / Visa) for worldwide flexibility at an all-inclusive price
With Priority Pass and four free airport lounge visits per calendar year
Including comprehensive insurance such as travel, cancellation and excess insurance for car rental
20% off car rental at Europcar
KeyClub bonus program: collect triple points and redeem them for prizes
Including Apple Pay, Google Pay or Samsung Pay
Order a Virtual Credit Card for free

Using your smartphone as a credit card

Our Mobile Pay function lets you pay contactlessly with your Android smartphone instead of using a card.

Don’t have a UBS account?

Save time at your branch: make an appointment to request your card.

Make an appointment

Already have a UBS account?

Apply for your credit card directly in E-Banking at "Products > Cards".

Apply in E-Banking

Order additional free virtual credit cards free of charge.

Order your free virtual card in just a few seconds and enjoy the following benefits:

Thanks to your smartphone or smartwatch, you always have your card with you.
Pay faster online using the copy function in Mobile Banking
Environmentally friendly (no plastic card)
Benefit from KeyClub points and insurance services – just like the Platinum credit card

More about virtual card

Benefits / offer

Your credit card is not just a practical means of payment, it also comes with some useful additional benefits and insurance coverage.

Card functions / Card management

Enjoy secure payments worldwide with the latest chip technology and PIN function
Contactless, PIN-free payment for amounts below CHF 80
Credit card protection when making online payments with 3-D Secure
Overview of card transactions in E-Banking and Mobile Banking
You receive a push notification, text message or an e-mail each time your card is debited
Manage your credit card online
Secure, convenient payment via mobile device without cards or cash

Insurance

Included

Travel and aviation accident insurance (CHF 300,000)
Travel advice and assistance
Collision damage waiver (CDW) (CHF 10,000 per claim)
Loss damage waiver (LDW) (CHF 50.000 per claim)
Best-price guarantee (CHF 2,000 per event and per year)
Cancellation/curtailment of travel (CHF 30,000)
Delayed flight (CHF 300 per claim)
Missed departure (CHF 400 per person, CHF 800 per family)
Luggage insurance (CHF 10,000)
Delayed luggage (CHF 600 if over 4 hours, CHF 4,000 if over 48 hours)
Costs of medical treatment abroad (CHF 1,000,000)
Shop Garant (CHF 20,000)
Key insurance (CHF 300 per key, CHF 1,000 per rental car)
Concierge service

More about insurance cover

Additional services and special offers for card owners

Priority Pass

The Priority Pass membership gives you access to 1300+ airport experiences around the world.

Car rentals: 20% discount

You can take advantage of a discount on the base price for a hire car with our partner Europcar.

Mastercard Priceless ® Cities

As a Mastercard holder, you have access to offers from Priceless Cities, such as exclusive events, promotions and shopping benefits as well as unique offers on trips, hotels, restaurants, museums and much more.

Partial payment option

With the partial payment option, you can pay your monthly credit card invoice in installments.

Airport parking: 15% discount

Benefit from an exclusive discount at Zurich and Geneva Airports.

An organic card?

Yes! With 80% less plastic: cards made from renewable materials.

Learn more

How much do the card cost?

The Platinum Credit Card comes as a World Mastercard and Visa two-card set. The minimum age is 18 for credit cards and 16 for partner cards.

Prices without a banking package

Price in the first year: CHF 250 / EUR 175 / USD 200, then CHF 500 / EUR 350 / USD 400 per year
Two-card set for partners: included
Card currency: CHF / EUR / USD

UBS KeyClub – collect points and reap the rewards

Shopping, indulgence, leisure or travel – don't miss out on our KeyClub offers and discounts. The offers are available for a limited time only.

To the offers

Frequently asked questions about Platinum Credit Card

Where do I find my credit card statement and how can I pay my bill online?

You’ll find your statements in E-Banking and Mobile Banking where they can be viewed for two years.

Paying a card bill in E-Banking

Log on to E-Banking.
Navigate to “Accounts & Cards > Card invoices”
Select a card account, click on the pending invoice and then press “Pay”

To E-Banking

                Paying a card bill in Mobile Banking

            Log on to the Mobile Banking App.
Navigate to “Cards > Credit & Prepaid > Statements.”
Select the current bill, tap “Pay” and confirm the payment.

How can I pay my credit card bill in partial amounts?

Paying a partial amount in E-Banking

Log on to E-Banking
Navigate to “Accounts & Cards > Card invoices”
Select a card account, click on the pending invoice and then press “Pay”
For “I want to pay”, you can select from the following options:
- 100% - full invoice amount
- 50% - half invoice amount (only possible for invoices of > CHF 100)
- Minimum - 5% of the pending invoice amount, but at least CHF/EUR/USD 50
- Edit – you can enter the amount you want to pay individually in the amount field

The remaining amount is automatically transferred to the next bill. Interest of 12% per year is charged on unpaid transactions from the transaction date.

Paying a partial amount in Mobile Banking

How can I order a new PIN for my credit card?

How can I increase the limit on my UBS Credit Card?

You can temporarily raise the limit yourself in E-Banking and Mobile Banking. The amount is available immediately.

Temporarily increase limit in E-Banking

Log in to E-Banking.
Navigate to “Payments > Payment to card.”
Select the UBS Credit Card for which you want to temporarily increase the limit.
Select your bank account, enter the desired amount and follow the instructions.
The amount is available immediately.

If you wish to increase the limit on a different UBS Credit Card simply enter the 16-digit UBS Credit Card number.

To E-Banking

                Temporarily increase limit in Mobile Banking

            Log in to the Mobile Banking App.
Navigate to “Accounts & Cards > Payment to card.”
Select the UBS Credit Card for which you want to temporarily increase the limit.
Select your bank account and enter the desired amount.
The amount is available immediately.

Changing the limit permanently

If you would like to permanently change your monthly credit card limit, please complete the application form for us to review.

Change of card limit application form

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