Personal account

The solid basis for your banking transactions

Whether you use it for your salary or your pension income, your personal account is the quick and convenient way to take care of your day-to-day banking.

The personal account at a glance

Account maintenance

From just CHF 5 per month

Cash withdrawals

Free at UBS Bancomats

Currency

In CHF or EUR

  • Bank account for outgoing and incoming payments, such as your salary or pension
  • debit card available on request (for an extra charge)
  • Inexpensive account management, including E-Banking, Mobile Banking, Access App, UBS Safe and UBS TWINT
  • Bank switching service included

Cards and accounts in a banking package with many benefits

  • Choose and pay only for the products you need
  • Including the Visa Card and Mastercard credit cards and the UBS debit cards
  • With E-Banking, Mobile Banking, UBS Safe, Access App and UBS TWINT
  • Participation in the UBS KeyClub bonus program

Family or couple?

The Banking Package UBS Family is for you. This package gives you accounts and cards for a fixed fee that is only charged once per family or couple.

All this is included in a personal account

Personal account CHF

For persons aged 20 and above.
As a young person aged 12 or above you'll get the Generation banking package, and as a student aged 18 or above you'll get the Campus banking package – both free of charge (with the “Standard” variant).

Personal account EUR

For persons aged 12 and above.

CHF / EUR

Monthly

  • “Standard” variant: electronic delivery of bank documents via Digital Banking
    • CHF 3 with total assets of CHF 10,000 or more (or equivalent in EUR), or with a building finance or mortgage at UBS
    • Otherwise CHF 5
  • “Traditional” variant: delivery of bank documents in paper form
    • CHF 5 with total assets of CHF 10,000 or more (or equivalent in EUR), or with a building finance or mortgage at UBS
    • Otherwise CHF 7

From June 1, 2018, you will by default receive your bank documents and card statements from us electronically in E-Banking and the Mobile Banking App or via UBS Safe. This is our “Standard” variant – it is simple, secure and protects the environment. You can, however, also opt for the “Traditional” variant, in which case we will send you your documents in paper form for a fee.

Tip

Would you like to increase your chance of earning higher returns? Then the fund account is the perfect complement to your savings account. Enjoy higher earnings potential while at the same time always having access to your money.

Building up assets and saving on taxes at the same time: is that possible? We’ll show you how with a pension solution tailored to you.