Personal account

The solid basis for your banking transactions

Whether you use it for your salary or your pension income, your personal account is the quick and convenient way to take care of your day-to-day banking.

The personal account at a glance

Account maintenance

From just CHF 5 per month

Cash withdrawals

Free at UBS Bancomats



  • Bank account for outgoing and incoming payments, such as your salary or pension
  • debit card available on request (for an extra charge)
  • Inexpensive account management, including E-Banking, Mobile Banking, Access App, UBS Safe and UBS TWINT

Not yet a UBS client?

When you open UBS key4 banking, you receive the savings account at an attractive special price.

Prefer in the branch?

Make an appointment and we will be happy to advise you personally. 

Already a UBS client?

Open your account directly in e-banking at "Products > Accounts”.

Prefer smartphone?

You can find accounts in the Mobile Banking App under "Settings > Products > Products & services > Accounts".

All this is included in a personal account


Would you like to increase your chance of earning higher returns? Then the fund account is the perfect complement to your savings account. Enjoy higher earnings potential while at the same time always having access to your money.

Building up assets and saving on taxes at the same time: is that possible? We’ll show you how with a pension solution tailored to you.

First job? Saving for retirement is worthwhile – for you too!

Answer just a few questions and receive pension tips tailored to your individual situation.