Vitainvest investment funds

Optimize your pension provision with securities

With Vitainvest investment funds, you participate in the development of financial markets, which offers you higher return opportunities in the long term.

Return opportunity

Investment solution for pillars 2 and 3

Broad diversification

Investment in bonds,
stocks, real estate

Early withdrawal

Possible, e.g. for
buying a home

Vitainvest investment funds at a glance

  • Free purchase and sale within pillars 2 and 3
  • Active management based on current market assessments
  • Lower risks through broad diversification across different asset classes
  • Free switch to UBS custody account after retirement possible

Higher returns than with the pillar 3a retirement savings account

Vitainvest investment funds earn higher returns over the long-term compared to the pillar 3a retirement savings account – but they are subject to market fluctuations.

You can choose from eight funds with either a “Swiss” or “World” focus. Which fund you choose depends on your personal investment strategy and risk tolerance.

You can also invest your money in several funds or switch to another fund.

Performance of UBS Vitainvest investment funds

Performance videos:  de | fr | it

In the video, you’ll find out more about the current performance of the Vitainvest investment funds as well as the following topics:

  • The effect of geopolitical events on performance.
  • The influence of the most important central banks and economic indicators.
  • How stocks, fixed-interest investments, bonds and alternative investments such as hedge funds have performed over the past quarter.

Subscribe to the reminder service for our quarterly video analyses.

Good advice pays off

We’re glad to answer any questions you may have about pensions and will give you comprehensive advice – for example, on the following topics:

  • Will I have enough money when I retire?
  • How can I invest my money to get higher returns?
  • How can I finance my own home with pension funds?
  • How can I best plan my retirement to save on taxes?

Equity component: 20 to 30 percent

This fund invests globally in first-class bonds, money market instruments and selected stocks.

The aim is optimizing interest earnings and price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Current information on the fund:

Equity component: 20 to 30 percent

This fund invests in broadly diversified first-class bonds, stocks and real estate with a focus on Switzerland.

The aim is optimizing interest earnings and price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Current information on the fund:

Equity component: 43 to 50 percent

This fund can take great advantage of the potential of stock markets worldwide. Investments are made globally in first-class bonds, money market instruments and selected stocks.

The aim is increased capital growth by exploiting price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Current information on the fund:

Equity component: 43 to 50 percent

This fund can make the most out of the stock markets’ potential. Investments are made in first-class bonds, money market instruments and selected stocks with a focus on Switzerland.

The aim is increased capital growth by taking advantage of price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Current information on the fund:

Equity component: 70 to 80 percent

This fund fully exhausts the potential of the stock market in accordance with legally permitted investment opportunities. Investments are also made in bonds, money markets and real estate, with a majority of the investments being global.

The fund is ideal for investors who have a long- term investment horizon and bring the necessary risk capacity and appetite for equity investments.

Current information on the fund:

Equity component: 70 to 80 percent

This fund fully exhausts the potential of stock markets in accordance with legally permitted investment opportunities. Investments are made with a focus on Switzerland and also in bonds, money markets and real estate.

The fund is suitable for investors who have a long -term investment horizon and bring the necessary risk capacity and appetite for equity investment.

Current information on the fund: