Building financing
Flexible financing of new construction or remodeling projects
When you take out a building loan, a building account is set up for you which is used for settling the running costs of your construction project - for example, payments to architects, construction companies and tradesmen.
Building financing at a glance
Term
Indefinite
Interest rate
Depending on the type of use
Purpose
For new construction, remodeling or renovation projects
Depending on whether you're planning a new building or to remodel or renovate an existing one, you can finance your project with a building loan or mortgage. Whichever option you choose, your invoices from architects, construction companies and craftsmen will be settled via a building account.
Building loan
If you opt for a loan, you'll receive the money as a variable-rate loan on your building account. Once the construction work has been completed, the outstanding loan is converted into a mortgage.
Mortgage
If you opt to finance your project with a mortgage, you can choose between having the full amount paid over to you at the start of construction or in staggered disbursements while construction is still ongoing.
The advantage of a mortgage compared to a loan is a lower interest rate. Mortgage disbursements are also credited directly to your building account.
Our tip: a fixed-rate mortgage safeguards you against rising interest rates.
Payments to architects, construction companies and craftsmen are settled through your building account. You can access this account conveniently and quickly via E-Banking and keep an eye on your costs at all times.
Term: indefinite
Interest rate: depending on whether you take a loan or a mortgage
Our new video consultation
- Personal advice from experienced mortgage advisors
- You receive an individual offer and, on request, a mortgage decision within 24 hours
- From the comfort of your home or your place of work
- Our advisors are here for you:
Monday to Thursday: 8:00 a.m. – 8:00 p.m.
Friday: 8:00 a.m. – 5:30 p.m.
Expect more from a UBS mortgage consultation
Attractive interest rates
Attractive interest rates
You will receive a financing solution tailored to your individual needs at attractive conditions.
Always at your side
Always at your side
Your personal mortgage advisor will guide you from the property viewing to signing the mortgage – and beyond.
Price check
Price check
We estimate the market price of your property and compare it against reference properties.
We keep things simple
We keep things simple
We can find solutions, even for complex financing, whether it's a house or vacation home.
Flexible video consultation
Flexible video consultation
From the comfort of your home or office: our advisors are here for you, also evenings until 8:00 p.m.
Fast credit decision
Fast credit decision
If it is urgent, you can ask to receive a credit decision within 24 hours.
We're here for you when you need us
Make an appointment for a non-binding consultation or call us directly if you have questions.
