Mortgages

Found your dream home? Let our experts find the right mortgage for you.

Make an appointment

Where are you in the process?

Searching & learning

I’m learning as much as I can while searching for my dream home.   

Buying a home is one of the most important decisions in life. And we’re here to help. Get started here. It can be a long and tiring process, but we have plenty of expert guidance and tools to make your search a little easier.  

Calculating

How much can I really afford?

You've been searching, you've been saving. Now let's see how we can make your numbers work. We've created simple calculators to help you crunch the numbers.

Making an offer

I need a confirmation of financing, fast.

You've found your dream home, now it's time to make an offer. The clock is ticking – contact a client advisor, and we'll get to work right away. We can get you a confirmation of financing in 24 to 48 hours.

Securing financing

Let's create the right mortgage solution for me.

There's no avoiding it – mortgages are complex. But our experts are equipped with the experience, knowledge, and tools to find the right solution for you, your life, and your goals.

Why UBS?

Always at your side

Find guidance below, find the right financing solution with a client advisor

Tailored solutions 

Wherever you are in life, we’ll help you find the right financing for your property in Switzerland. 

Faster decisions

Found your dream home? Receive your financial confirmation within 48 hours.

Valid until 19.06.2023

Special offer on mortgages

Benefit from an interest rate reduction

  • Interest rate reduction of 0.40% on your first home with UBS
  • Protect yourself early against rising interest rates and fix your fixed-rate mortgage up to one year in advance
  • Free real estate appraisal included

Get expert advice on your personal situation

Our advisers look forward to hearing from you.

  • Personalized advice
  • Fast turnaround times for financial confirmations
  • You decide on how you would like to receive expert advice - whether by video call from home or in one of our branches.
Questions about mortgages? Call us on 0800 002 559

Find your ideal mortgage solution

  • Fixed mortgage

    • Interest rate stays the same for ultra stability
    • Durations from 2 to 10 years for added flexibility
    • Limited terms so you can rethink your strategy

  • SARON mortgage

    • Flexible interest rate changes with the market
    • Unlimited term
    • Switch into Fixed-rate at any time to lock in your rate

  • Building financing

    • Start with a loan or a mortgage – whatever fits your needs
    • Unlimited term
    • We process construction payments for you
Compare all mortgages in detail
Mortgage special offers

What can I really afford?

The mortgage calculator is a quick and easy way to see what you can afford.  

Purchase price calculator

Easily find out the maximum amount you can afford to spend

Price checker

Receive a rough valuation of your property by email

Which mortgage strategy is right for me?

Discover how comfortable you are with a mortgage by answering a few key questions.  

The choice of one mortgage strategy over another is determined by your personal situation, preference, and factors like down payment, monthly income, and regular expenses. 

FAQ

You have questions, we have answers

Interest rate forecast

Keep up to date with all the latest insights on interest rates.

  • Curated monthly by mortgage experts
  • Free, unsubscribe at any time

Further guidance on mortgages

We're here for you when you need us

Make an appointment for a non-binding consultation or call us directly if you have questions.