Mortgage comparison
The right mortgage for every requirement
Our mortgage comparison will give you an overview of your options and tell you what mortgage is right for you.
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| Fixed-rate Mortgage | Fixed-rate Mortgage | SARON Mortgages | SARON Mortgages | Building financing | Building financing |
|---|---|---|---|---|---|---|---|
| Financing | Fixed-rate Mortgage | You appreciate the planning certainty of a stable interest rate, and want to protect yourself against rising rates. | SARON Mortgages | You enjoy having financial flexibility and are willing to accept fluctuating interest rates in order to take advantage of interest rate reductions. | Building financing | You have the choice of a building loan or a mortgage to finance your construction project. |
| Interest rate | Fixed-rate Mortgage | Fixed for the entire term | SARON Mortgages | Variable, based on the Compounded SARON | Building financing | Building loan: Mortgage: |
| Term | Fixed-rate Mortgage | 2 – 10 years | SARON Mortgages | Unlimited | Building financing | Fixed or open-ended contract term – depending on the financing |
| Interest rate adjustment | Fixed-rate Mortgage | None | SARON Mortgages | Interest settlement every three | Building financing | Depends on the financing selected |
| Conclusion | Fixed-rate Mortgage | Possible at any time – you can even fix the interest rate up to 12 months in advance | SARON Mortgages | Possible at any time | Building financing | Mortgage: Building loan: |
| Repayments | Fixed-rate Mortgage | Can be contractually agreed | SARON Mortgages | Can be contractually agreed. Enjoy more flexibility with the SARON Flex Mortgage, which lets you make one extraordinary repayment free of charge 1x a quarter. | Building financing | Mortgage: Building loan: |
Our advice – your benefits
- Verification of the purchase price based on reference properties and location
- Comprehensive information on the municipality, price level and tax rate
- Development of the perfect financing strategy for you
- On request: mortgage decisions within 24 hours
Our experts are here for you – we look forward to speaking with you.
