Mortgage comparison

The right mortgage for every requirement

Our mortgage comparison will give you an overview of your options and tell you what mortgage is right for you.

Fixed-rate Mortgage

Predictable expenses thanks to a fixed interest rate for the entire period of the loan

SARON Mortgage

Variable-interest mortgage with an attractive Swiss base interest rate

Building loan

Whether building loan, mortgage or some combination of both – find the solution for your building project

 

 

Fixed-rate Mortgage

Fixed-rate Mortgage

SARON Mortgage

SARON Mortgage

Building financing

Building financing

 

Financing

Fixed-rate Mortgage

You appreciate the planning certainty of a stable interest rate, and want to protect yourself against rising rates.

SARON Mortgage

You enjoy having financial flexibility and are willing to accept fluctuating interest rates in order to take advantage of interest rate reductions.

Building financing

You have the choice of a building loan or a mortgage to finance your construction project.

 

Interest rate

Fixed-rate Mortgage

Fixed for the entire term

SARON Mortgage

Variable, based on the Compounded SARON

Building financing

Building loan:
Variable interest rate
0.25% credit commission per quarter

Mortgage:
Fixed or variable interest rate
No credit commission

 

Term

Fixed-rate Mortgage

2 – 10 years

SARON Mortgage

Unlimited

Building financing

Fixed or open-ended contract term – depending on the financing

 

Interest rate adjustment

Fixed-rate Mortgage

None

SARON Mortgage

Interest settlement every three
months based on the Compounded SARON

Building financing

Depends on the financing selected

 

Conclusion

Fixed-rate Mortgage

Possible at any time – you can even fix the interest rate up to 12 months in advance

SARON Mortgage

Possible at any time

Building financing

Mortgage:
Available before, during, or on completion of the construction work

Building loan:
Flexible within the credit limits of your building account

 

Repayments

Fixed-rate Mortgage

Can be contractually agreed

SARON Mortgage

Can be contractually agreed

Building financing

Mortgage:
Repayments can be contractually agreed

Building loan:
You are exempt from repayments during the construction period

Special offers

Special offers for your first mortgage or loan, renovation work on residential property and for energy-efficient, sustainable construction.

Mortgage overdraft facility

Flexible account with credit limit for purchases for your own home.

Renovation and remodeling

The renovation or remodeling of your home can preserve or even increase its value.

Our advice – your benefits

  • Verification of the purchase price based on reference properties and location
  • Comprehensive information on the municipality, price level and tax rate
  • Development of the perfect financing strategy for you
  • On request: mortgage decisions within 24 hours

Our experts are here for you – we look forward to speaking with you.