Pillar 3a custody account

Invest today for a better tomorrow: with the sustainable investment funds of Switzerland’s leading fund provider.

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The benefits of the pillar 3a custody account

Save sustainably for your retirement

Higher potential returns in the long term than a pillar 3a savings account.

Flexible strategy

Combine the tax advantages of retirement savings with sustainable investment funds.

Free choice of fund

A wide choice of actively and passively managed sustainable Vitainvest investment funds.

Invest for the long term and save sustainably for your retirement

The lower interest rates are, the less you earn on deposits into a retirement savings account. If, instead, you invest in sustainable Vitainvest investment funds you’ll benefit long term from a higher return – and do good for society and the environment.

We’ll be happy to help you find your personal investment strategy and guide you on your retirement journey.

Open your pension solution in just a few minutes

We help you set up your retirement savings plan

At a branch or conveniently by video – we’re here for you, in person.

An elderly woman sits in the living room and learns about pension advice on her tablet.
  • Together, we’ll review your current pension situation.
  • We’ll give you tips and recommendations on how to close any pension gaps.
  • Benefit from over 160 years of expertise.

How much can you save on taxes?

A woman is happy about the taxes she’s saved thanks to her pillar 3a payments.

The more you pay in annually, the greater your tax savings.

  • You can pay a set amount into your pillar 3 account each year.
  • By deducting your deposits from your taxable income, you save on taxes.
  • The maximum amount in 2024 is CHF 7,056 (for insured persons with a pension fund).

When is the right time to save for your retirement? Right now!

  1. 01

    Define your risk profile

    Answer just a few questions to find out which 3a pension solution suits you best.

  2. 02

    Discover our recommendations

    We propose different pension solutions and you choose the one that suits you and the way you live your life.

  3. 03

    Open your 3a pension solution

    Open the 3a pension solution directly in the Mobile Banking App and choose how much and how often you would like to deposit for your future.

Are you not a client of UBS yet?

Download the UBS Mobile Banking App by either scanning the QR code or clicking on the App Store.