Finding a home

The five major factors when buying a home

Buying your own home is a major investment. So it's all the more important that you consider your chosen property and future location very carefully.

Location is one of the most important criteria when buying a home. Not only will it determine the property’s current selling price, it will also affect its future value. That’s why it’s important you really understand the location, infrastructure and neighborhood.

How important is it for you to be close to the center, to stores, to a bus stop or playground? If you have children, your priorities will differ from those of a single person who always takes the car rather than public transport. With regard to infrastructure, remember to take into account the needs of subsequent residents as well.

What’s the neighborhood like? Are there families or mainly elderly people? Consider how important the neighborhood is to you and make sure you’ll feel comfortable and safe living in that area.

Do you have an idea of what it would be like to live in the municipality? If you move, you’ll need to know how this will affect your taxes and appreciate factors such as the age and income structures or the unemployment rate.

What sort of condition is the property in? If you’re thinking of buying an older home, consider possible renovation costs at an early stage and clarify how they could help you save taxes.

The cost of your home depends on how much you earn and how much money you currently have. Our purchase price calculator will quickly tell you how much you can afford

The mortgage calculator will calculate your monthly costs and tell you whether you can afford the property you have in mind. The calculation is based on your income and the level of your own savings.

Your benefits

  • Verification of the purchase price based on reference properties and location
  • Comprehensive assessment of the location (municipality, price level and tax rate)
  • Mortgage advice, including during off-hours
  • On request: mortgage decisions within 24 hours