Access Subject to Local Restrictions
The UBS Website and all information and functionalities contained within them are not directed at or intended for use by any person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction; or (2) such distribution is prohibited without obtaining the necessary licenses or authorizations by the relevant branch, subsidiary or affiliate office of UBS and such licenses or authorizations have not been obtained.
Services and Products
Products and services displayed on the UBS Website may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information.
Any materials, information or reports published, distributed or otherwise made available on the UBS Website is published for information purposes and is subject to change at any time without notice. They have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient and should not be construed as a solicitation, offer or recommendation, to buy or sell any securities, investment or other financial instruments, to effect any transactions or to conclude any legal act of any kind whatsoever. Unless specifically stated otherwise, all price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the materials, nor are they a complete statement of the securities, markets or developments referred to herein. The materials should not be regarded by recipients as a substitute for the exercise of their own judgment. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of UBS as a result of using different assumptions and criteria. UBS is not under any obligation to update or keep current the information contained herein nor to remove any outdated information from the UBS Website or to expressly mark it as being outdated.
All information and materials published, distributed or otherwise made available on the UBS Website are provided for informational purposes, for your non-commercial, personal use only. No information or materials published on the UBS Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.
UBS does not provide investment, legal or tax advice through the UBS Website and nothing herein should be construed as being financial, legal, tax or other advice. UBS does not represent that any securities or services discussed are suitable for any investor. No investment or other decisions should be made solely based on the contents or information found on the UBS Website.
When making a decision about your investments, you should seek the advice of a professional financial advisor or qualified expert.
The future performance of an investment cannot be deduced from previous market value, i.e. the value of an investment may fall as well as rise. An investment may also lose value due to changes in rates of foreign exchange. UBS cannot guarantee that any capital invested will maintain or increase in value.
Forward Looking Statements
The UBS Website may contain statements that constitute "forward looking statements". While these forward looking statements may represent UBS’s judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from UBS’s expectations. UBS is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise.
Your use of the UBS Website is at your own risk. The UBS Website, together with all content, information and materials contained therein, is provided "as is" and "as available" ", without any representations or warranties of any kind. Any materials, information or content accessed, downloaded or otherwise obtained through the use of the UBS Website is done at your own risk and UBS is not responsible for any damage to your computer systems or loss of data that results from the download of such material. UBS and its affiliates expressly disclaimer all representations or warranties of any kind, whether express or implied, with respect to the UBS Website, and all materials, information, content and functionalities contained herein, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, UBS does not warrant the accuracy, timeliness, completeness, security, reliability or availability of the UBS Website or the information or results obtained from use of the UBS Website, or that the UBS Website will be available at all times, or is virus-free or error-free.
To the fullest extent permitted by law, in no event shall UBS or our affiliates, or any of our directors, employees, contractors, service providers or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of the UBS Website, or any links to third party websites.
You are solely responsible for acquiring and maintaining such electronic devices and equipment that can handle and will allow you to access and use the UBS Website and for taking adequate and appropriate data security measures in accordance with good industry practice to protect yourself against fraud or cyber-attacks on a continuous basis (e.g. by using the most recent browser versions, and installing recommended security patches and up-to-date anti-virus programs and firewalls). UBS specifically disclaims all liability for any tampering with any user's computer system by unauthorized parties, or for losses or liabilities suffered by any user arising from viruses or attacks by hackers.
In no event will UBS or our affiliates, or any of our officers, directors, employees, contractors, service providers or agents be liable for any incidental, special, punitive or consequential damages howsoever caused arising out of the use of the UBS Website, its content, or the inability to use the UBS Website.
This disclaimer of liability applies to any and all damages or injury, including those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, destruction, or unauthorized access, whether for breach of contract, tortious behavior, negligence or under any other cause of action.
The UBS Website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. UBS has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. UBS shall have no liability for third party content or websites or websites linking to or framing the UBS Website.
Intellectual Property Rights
UBS, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the UBS Website. Individual pages and/or sections of the UBS Website may be printed for personal or internal use only, and provided that such print outs retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way, whether in whole or in part, any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the UBS Website for commercial or public purposes, without the prior written permission of UBS. Systematic retrieval of content from the UBS Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the UBS Website without the prior written permission from UBS is strictly prohibited.
The key symbol and UBS are among the registered and unregistered trademarks of UBS. Other marks may be trademarks of their respective owners. Except as noted above, you may not use any trademarks of UBS for any purpose without the prior written permission of UBS.
Electronic Communication (E-Mail)
The Internet is an universally accessible medium. Ordinary e-mail messages sent over the Internet are neither confidential nor secure. They may be easily accessible by third parties and may entail a considerable amount of danger and risk including: (a) lack of confidentiality (e-mails and their attachments can be read and/or monitored without detection); (b) manipulation or falsification of the sender's address or of the e-mail's (or attachment's) content (e.g. changing the sender's address(es) or details); (c) system outages and other transmission errors, which can cause e-mails and. their attachments to be delayed, mutilated, misrouted and deleted; (d) viruses, worms, Trojan horses etc. may be spread undetected by third parties and may cause considerable damage; and (e) interception by third parties.
You are therefore recommended to communicate with UBS by using a secure channel if such channel is provided by UBS. In no event should you use ordinary E-mail to transmit personal or confidential information such as any account related data.
Unless explicitly stated otherwise, UBS does not accept any orders or instructions sent by E-mail or any other electronic messaging system.
UBS shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to UBS using ordinary E-mail or any other electronic messaging system.
Please see our E-Mail Disclosure for more information about our e-mail practices and policy.
Conflict with Additional Terms
Last updated in January 2022.