Investment fund account

The investment fund account combines the benefits of a savings account with those of investment. Investment funds allow you to participate in the growth of the financial markets and, with the appropriate risk profile, to benefit from higher potential returns in the long term than with a savings account.

You decide how much you want to pay into the investment fund account. As soon as the balance of your investment fund account is CHF 50, it is invested in your chosen funds.

Take a tip from us: make regular payments into your investment fund account using a standing order. This will increase your chances of a lower average cost price and increase your potential returns in the long term.

We offer a wide range of UBS investment funds with different risk profiles and potential returns. Higher potential goes hand in hand with greater fluctuations in value. That is why it is important that we fully understand your financial situation and goals as well as your risk appetite. In an advisory consultation, we determine your personal risk tolerance and define the right investment strategy for you.

UBS offers an extensive selection of UBS investment funds. The current fund universe for the fund account can be obtained from your client advisor.

You can make deposits whenever and as often as you want. We recommend doing so regularly with a standing order. This will increase the likelihood of achieving a lower average cost price and can improve your long-term returns.

As soon as you have CHF 50 on your fund account, we automatically invest the money for you in your chosen UBS investment funds.

In principle, you can order the sale of the funds by your client advisor at any time and thus have access to your capital again. The sale transaction can take up to four bank working days to complete.