KeyClub collection rules

Practical overview of all rules

The number of points you can earn depends on which banking package or credit or prepaid card you have. You can find all rules here:

Banking Package UBS Generation

For young people

Here's how to collect points with your Banking Package UBS Generation

Payments into your personal account

5 points per quarter for at least 3 incoming payments to your UBS Personal Account.

Payments with your prepaid card

5 points per half year for at least 10 payments made with your UBS Prepaid Card.

Payments with your prepaid card or credit card including a foreign currency card

1 point per quarter for every CHF 100 you spend (maximum10 points).

Banking Package UBS Campus

For undergraduate and postgraduate students

Here's how to collect points with your Banking Package UBS Campus

Payments into your personal account

5 points per quarter for at least 3 incoming payments to your UBS Personal Account.

Payments with your prepaid card

5 points per half year for at least 10 payments made with your UBS Prepaid Card.

Payments with your prepaid card or credit card including a foreign currency card

1 point per quarter for every CHF 100 you spend (maximum 10 points).

Banking Package UBS Young Professional

For young professionals

Here's how to collect points with your Banking Package UBS Young Professional

Payments into your personal account

15 points per half year for at least CHF 2,000 in monthly incoming payments to your UBS Personal Account.

Payments with your prepaid card or credit card, including a foreign currency card

  • 3 points for every CHF 1,000 you spend with your UBS Credit Card Classic/Standard or Special Edition Credit Card.
  • 6 points for every CHF 1,000 you spend with your UBS Credit Card Gold.
  • 9 points for every CHF 1,000 you spend with your UBS Credit Card Platinum.

Banking Package UBS Family

For families and couples

Here's how to collect points with your Banking Package UBS Family

Payments into your personal account

5 KeyClub points per half year for at least CHF 4,000 in monthly incoming payments to your UBS Personal Account. Maximum 10 KeyClub points per half year for two or more incoming payments of at least CHF 4,000.

Payments with your prepaid card or credit card including a foreign currency card

  • 3 points for every CHF 1,000 you spend with your UBS Credit Card Classic/Standard or Special Edition Credit Card.
  • 6 points for every CHF 1,000 you spend with your UBS Credit Card Gold.
  • 9 points for every CHF 1,000 you spend with your UBS Credit Card Platinum.

Banking Package UBS Individual

For individuals

Here's how to collect points with your Banking Package UBS Individual

Payments into your personal account

5 points per half year for at least CHF 4,000 in monthly incoming payments to your UBS Personal Account.

Payments with your prepaid card or credit card including a foreign currency card

  • 3 points for every CHF 1,000 you spend with your UBS Credit Card Classic/Standard or Special Edition Credit Card.
  • 6 points for every CHF 1,000 you spend with your UBS Credit Card Gold.
  • 9 points for every CHF 1,000 you spend with your UBS Credit Card Platinum.

UBS Credit Cards

Collect points with your credit card

Here's how to collect points with UBS Credit Cards

Payments with your credit card

  • 3 points for every CHF 1,000 you spend with your UBS Credit Card Classic/Standard or Special Edition Credit Card.
  • 6 points for every CHF 1,000 you spend with your UBS Credit Card Gold.
  • 9 points for every CHF 1,000 you spend with your UBS Credit Card Platinum.

Types of points

Electronic points

You can redeem your points with our partners in the KeyClub eStore. You can manage your points in e-banking.

Paper checks

Paper checks are sent to you in the mail. With your paper checks, you pay at the cashier at our partners – just like paying by cash.