Learn about retirement provision

Practical advice, information and expertise

Learn more about retirement provision in Switzerland. Our guides, analyses and studies are free.

Advice and things
to know about key topics

Rat und Wissenswertes zu Kernthemen

Tips and practical

Tipps und Praxisbeispiele für Ihre Vorsorge

The 3-pillar principle

The Swiss pension system is based on three pillars. AHV and invalidity insurance provide the first pillar. The occupational pension plan (pension fund) is the second pillar. You build up an extra financial cushion with the third pillar.

Life insurance

A life insurance policy under the framework of the third pillar offers you additional security. Find out if life insurance is right for you and what to look out for when considering a policy.


Think about your retirement early on and set your course today. Find out how to plan your retirement here.

Important questions

Is early retirement worthwhile? How will you withdraw your retirement savings later, as a pension or a lump sum? Get tips and information relevant to your living circumstances.