Mortgage overdraft facility
Financial flexibility for your own home or investment property
The mortgage overdraft facility is an account with a discretionary credit limit that offers you more flexibility when you want to purchase, maintain or extend your real estate.
Mortgage overdraft facility at a glance
Term
Indefinite
Interest rate
Variable
Conditions
For residential and investment property
Services / conditions
Services / conditions
Expert tip
A mortgage overdraft facility is primarily a rapid credit facility for unexpected purchases and expenses. If you need more capital over a longer time frame, a mortgage is generally the better and cheaper option.
Our new video consultation
- Personal advice from experienced mortgage advisors
- You receive an individual offer and, on request, a mortgage decision within 48 hours
- From the comfort of your home or your place of work
- Our advisors are here for you:
Monday to Thursday: 8:00 a.m. – 8:00 p.m.
Friday: 8:00 a.m. – 5:30 p.m.
Expect more from a UBS mortgage consultation
Attractive interest rates
You will receive a financing solution tailored to your individual needs at attractive conditions.
Always at your side
Your personal mortgage advisor will guide you from the property viewing to signing the mortgage – and beyond.
Price check
We estimate the market price of your property and compare it against reference properties.
We keep things simple
We can find solutions, even for complex financing, whether it's a house or vacation home.
Flexible video consultation
From the comfort of your home or office: our advisors are here for you, also evenings until 8:00 p.m.
Fast credit decision
If it is urgent, you can ask to receive a credit decision within 48 hours.
We're here for you when you need us
Make an appointment for a non-binding consultation or call us directly if you have questions.