Mortgage overdraft facility

Financial flexibility for your own home or investment property

The mortgage overdraft facility is an account with a discretionary credit limit that offers you more flexibility when you want to purchase, maintain or extend your real estate.

Mortgage overdraft facility at a glance




Interest rate

Interest rate




For residential and investment property

Services / conditions

Expert tip

A mortgage overdraft facility is primarily a rapid credit facility for unexpected purchases and expenses. If you need more capital over a longer time frame, a mortgage is generally the better and cheaper option.

Get expert advice on your personal situation

Our advisers look forward to hearing from you.

  • Personalized advice
  • Fast turnaround times for financial confirmations
  • You decide on how you would like to receive expert advice - whether by video call from home or in one of our branches

Expect more from a UBS mortgage consultation

Attractive interest rates

You will receive a financing solution tailored to your individual needs at attractive conditions.

Always at your side

Your personal mortgage advisor will guide you from the property viewing to signing the mortgage – and beyond.

Price check

We estimate the market price of your property and compare it against reference properties.

We keep things simple

We can find solutions, even for complex financing, whether it's a house or vacation home.

Flexible video consultation

From the comfort of your home or office: our advisors are here for you, also evenings until 8:00 p.m.

Fast credit decision

If it is urgent, you can ask to receive a credit decision within 48 hours.

We're here for you when you need us

Make an appointment for a non-binding consultation or call us directly if you have questions.