Everyone insured by a pension fund receives an annual pension certificate. It contains important information about your personal pension situation.
Reported AHV annual salary: This means your gross salary shown on your annual salary certificate from your employer.
Insured annual salary: The coordination amount is deducted from your AHV annual salary. This means the portion of your salary that is already insured in pillar 1 (AHV/IV) and should not be insured a second time. The coordination amount is 25,095 francs (as of 2021) according to the BVG. Individual pension funds can also stipulate lower coordination amounts.
Maximum possible buy-in: If you earned less in your early years, you can stock up your pension fund savings with a tax-exempt voluntary buy-in.