Pillar 3a tax calculator

How much can you save on taxes?

You benefit twofold when you pay into pillar 3a. You prepare for retirement and reduce your tax burden. Calculate how much you can save on taxes.

Other retirement calculators

Changes to the withholding tax in 2021

Beginning in 2021, it will no longer be possible to file requests for withholding tax adjustments on account of additional deductions (e.g. pillar 2 buy-ins, pillar 3a contributions or debt interest).

Learn more

Start planning your retirement today

Already a UBS client?

It’s easy:

Via Mobile App

  1. Open your Mobile Banking App
  2. Tap “More” in the navigation bar
  3. Select “Products” in the “Products & services” menu
  4. Tap the “Retirement” tile

Via E-Banking

Open E-Banking login

Are you new to UBS?

First open UBS key4 banking via the Mobile Banking App and then choose your retirement solution – just download the App and get started.

  1. Scan the QR code to download the Mobile Banking App
  2. Confirm your identity over a video call (with your ID or passport)
  3. Sign the contracts directly in the App
  4. Set up your login via the Access App
  5. Select “Retirement” under “Products” and get started

1 hour well spent

Our pension plan consultants will help you draw up a concrete plan of action and answer all your questions about retirement, including:

  • Will I have enough money when I retire?
  • How can I invest my money to get higher returns?
  • How can I finance my own home with pension funds?
  • How can I best plan my retirement to save on taxes?

Pillar 3a: Save more than taxes

Saving on taxes is a good reason to have a pillar 3a pension account – but by no means the only reason. You also get:

  • More financial security in retirement;
  • More flexible withdrawal options up to five years after you’ve reached the AHV retirement age;
  • Seed capital for becoming self-employed or planning to emigrate.
Pillar 3a retirement solutions overview