Pillar 3a

Improve your retirement provision and stay flexible

AHV and the pension fund will not usually be enough to maintain your accustomed standard of living in retirement. We offer two pillar 3a retirement solutions which benefit you now and later.

Pillar 3a solution with a
fixed interest rate

Säule-3a-Lösung mit
festem Zinssatz

Pillar 3a solution with
Vitainvest investment funds

Säule-3a-Lösung mit Vitainvest Anlagefonds

Pillar 3a at a glance

  • Increase retirement income: Supplement your retirement income with additional pillar 3a retirement savings.
  • Tax advantages: You can deduct the paid-in amount from your taxable income.
  • Flexible deposits: How much you want to pay into pillar 3a retirement savings is up to you.
  • Early withdrawal to finance your own home: You can use money from pillar 3a to finance the purchase of your own home or pay off a mortgage.
  • Timing of payment: You can have your retirement savings paid out to you up to five years before reaching retirement age.

Good advice pays off

We’re glad to answer any questions you may have about pensions and will give you comprehensive advice – for example, on the following topics:

  • Will I have enough money when I retire?
  • How can I invest my money to get higher returns?
  • How can I finance my own home with pension funds?
  • How can I best plan my retirement to save on taxes?