Pillar 3a

Improve your retirement provision and stay flexible

AHV and the pension fund will not usually be enough to maintain your accustomed standard of living in retirement. We offer two pillar 3a retirement solutions which benefit you now and later.

Pillar 3a at a glance

  • Increase retirement income: Supplement your retirement income with additional pillar 3a retirement savings.
  • Tax advantages: You can deduct the paid-in amount from your taxable income.
  • Flexible deposits: How much you want to pay into pillar 3a retirement savings is up to you.
  • Early withdrawal to finance your own home: You can use money from pillar 3a to finance the purchase of your own home or pay off a mortgage.
  • Timing of payment: You can have your retirement savings paid out to you up to five years before reaching retirement age.

1 hour well spent

Our pension advisors will help you draw up a concrete plan of action and answer all your questions about retirement, including:

  • Will I have enough money when I retire?
  • How can I invest my money to get higher returns?
  • How can I finance my own home with pension funds?
  • How can I best plan my retirement to save on taxes?