Pension calculator: how much do I need to save?

It’s simple: if pillars 1 and 2 are not enough to maintain your preferred standard of living in old age, you'll need to save more. How much more? You can find that out with just a few clicks.

Your situation
Preferred lifestyle
Amount saved

Your current situation

Age

Annual gross salary

Pension calculator (accordion) Show panel How does the Pension calculator work?

The calculator is an abstract model and is for demonstration purposes only. For an individual analysis of your situation, please contact your client advisor.
Exchange rates are based on purchasing power parity rates as of February 2020.
To be read as x foreign currency per CHF 1.
EUR 1.19
HKD 7.34
GBP 1.44
SGD 1.15
TWD 24.00
CAD 0.76
The calculations apply to a single person. Deductions for children or marriage are not considered.
The calculations are based on your current income.
We assume that you entered the workforce at the age of 20 and will have worked without interruption until retirement age.
All economic data is based upon UBS economists’ long-term forecasts.
Investment yield calculations are based on long-term UBS capital market assumptions
Past performance is not an indicator of future results. All calculations are based on the life expectancy of a person who is 50 years old in the year 2017 according to generational mortality tables.
All calculations are based on Switzerland’s mandatory pension system.
All calculations are based on current numbers, such as the current retirement age. Should these numbers change, the results of this calculation will change accordingly. The tax rate is based on average values.

Your situation
Preferred lifestyle
Amount saved

Your result: CHF 560

(11.34% of your current net salary)

The amount above is how much you should save monthly until you retire – in addition to pillars 1 and 2.

We'd be happy to keep your retirement on track by helping you optimize your pension assets.

Make an appointment

Would you like to try a different simulation?

Change your responses and see how the amount you can save changes.

Income: CHF 15,000

Expenditures: CHF 3,133

Difference: CHF 11,867

Income:

Expenditures:

Monthly income and expenses

Housing

Groceries

Transportation

Personal care & services

Recreation

Medical care

Gifts & donations

Income:

Expenditures:

Retirement compared across the globe

How does the Pension calculator work?

Interest rate: dependent on the fixed-rate period selected (3 or 6 months)
Length: 3 years
Interest rate risk: interest rates will fluctuate during the entire term
Reference interest rate: based on the Swiss franc Libor* that applies to the selected fixed interest rate period

(3 oder 6 Monate)

Factsheet Libor mortgage pdf, 85 KB

*The Swiss franc LIBOR (London Interbank Offered Rate) that determines the new interest rate is specified in London at the beginning of a fixed interest rate period. Please note that the Swiss franc Libor rate used to calculate the interest rate can never be lower than zero.

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Retirement calculator

Your current situation

Pension calculator (accordion) Show panel How does the Pension calculator work?

How do you imagine your life in retirement?

Your result: CHF 560

(11.34% of your current net salary)

Would you like to try a different simulation?

Monthly income and expenses

Housing

Groceries

Transportation

Personal care & services

Recreation

Medical care

Gifts & donations

Contact us

0800 002 983

Make an appointment

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Your current situation

Pension calculator (accordion) Show panel How does the Pension calculator work?

How do you imagine your life in retirement?

Your result: CHF 560

(11.34% of your current net salary)

Would you like to try a different simulation?

Monthly income and expenses

Housing

Groceries

Transportation

Personal care & services

Recreation

Medical care

Gifts & donations

Contact us

0800 002 983

Make an appointment

Branches

Help

Products

Sections

About us