Respond to changes in a relaxed manner

Even if you have a pre-defined path, life throws up many surprises. It is good if you are able to respond to these in a flexible manner – at least when it comes to your finances. You can make changes to your investment strategy at any time. We'd be happy to advise you and show you the various scenarios. This will allow you to optimally exploit the potential of your invested assets. 

The UBS investment solutions provide you with maximum flexibility if you wish to withdraw your money. With UBS e-banking and Quotes, you always have an overview of your assets. This means you know the exact amount available to you. You can sell investment fund units via e-banking or Quotes at any time.

Keep risk and return in balance

When it comes to investing, the higher the return, the greater the level of risk usually is. However, using the right measures theses risks can be reduced. We show you how you can protect yourself against excessive risks by broadly diversifying your investments. Ultimately, you can reach your goal quicker by achieving higher returns.

Our investment solutions are geared towards generating optimal added value. Price fluctuations are part and parcel of this. In most cases, lower prices are not a cause for concern, but rather represent a good buying opportunity. Nevertheless, to ensure you have peace of mind, it is good to be able to rely on specialists when investing. This helps you to avoid typical "investor traps".

With our portfolio managers, comprehensive analyses and objective decision-making criteria form the basis of every transaction. Here, our portfolio managers are bound by stringent guidelines. The most important thing, however, is that your interests as a client are protected.

Achieve your objective step by step

Once the investment strategy has been set, discipline is the key to ensuring success. This also means not allowing yourself to be swayed by market sentiment when making decisions. Those who deal with the financial markets know that the stock markets do not always rise as a result of economic, political and other factors, but can also temporarily fall.

Decisions should thus be based on valuations – not feelings. Those who follow their feelings when investing often make the error of buying too high during phases of euphoria and making rash sales when prices fall. It therefore pays off to put your faith in the objective opinion and specialist knowledge of investment experts.

If you invest in investment funds, fluctuations in value can be smoothed out over time by regularly investing a fixed amount. The same applies to systematic investing: By investing an amount that always remains the same, you buy fewer securities when prices are high and more securities during times of lower prices. Over time, you can thus benefit from lower average cost prices and thus reduce the risk of being confronted with a less favorable environment for making your investment.