Current interest rates

Current interest rates for private clients

Payments

Payments

Currency

Currency

Interest rate and interest payment limit

Interest rate and interest payment limit

Payments

Personal account3)

Currency

CHF 1)

Interest rate and interest payment limit

0.00%

Payments

Personal account3)

Currency

EUR 2)

Interest rate and interest payment limit

0.00%

Payments

Personal account for Young People3)
Personal account for Students3)

Currency

CHF 1) 4)

Interest rate and interest payment limit

0.10% up to CHF 100 000
0.00% above CHF 100 000

Payments

Current account for private clients3)

Currency

CHF 2)

Interest rate and interest payment limit

0.00%

Saving / investing

Saving / investing

Currency

Currency

Interest rate and interest payment limit

Interest rate and interest payment limit

Saving / investing

UBS Savings Account extra(PDF, 121 KB)

Currency

CHF3)8)

Interest rate and interest payment limit

1.50%7) up to CHF 250 000
0.30% above CHF 250 00

Saving / investing

Savings account5)

Currency

CHF 1)

Interest rate and interest payment limit

0.75% up to CHF 50 000
0.30% above CHF 50 000

Saving / investing

Savings account3)

Currency

EUR 2)

Interest rate and interest payment limit

0.75% up to EUR 50 000
0.15% above EUR 50 000

Saving / investing

Savings account for
young people3)

Currency

CHF

Interest rate and interest payment limit

1.00% up to CHF 50 000
0.30% above CHF 50 000

Saving / investing

Sustainable savings account(PDF, 105 KB)

Currency

CHF 6) 

Interest rate and interest payment limit

0.75% up to CHF 50 000
0.30% from CHF 50 000 up to CHF 100 0003)
0.00% above CHF 100 0006)

Saving / investing

Investment fund account

UBS key4 smart investing account

Currency

CHF

Interest rate and interest payment limit

0.75%
Interest applies to non-invested credit balances.

Saving / investing

Investment fund account

Currency

EUR

Interest rate and interest payment limit

0.75%
Interest applies to non-invested credit balances.

Retirement provision

Retirement provision

Currency

Currency

Interest rate and interest payment limit

Interest rate and interest payment limit

Retirement provision

Fisca account 3a

Currency

CHF

Interest rate and interest payment limit

0.80%

Retirement provision

Vested benefits account

Currency

CHF

Interest rate and interest payment limit

0.30%

1) Debit interest: 12.00% (for a UBS Personal Account for Young People upon reaching the age of majority).
2) Debit interest: available on request.
3) A deposit charge (currently 0%) may be levied depending on current interest rates and the amount of your credit balance.
4) Only available with the banking package for young people or students or UBS key4 banking for people up to the age of 22 and students with valid student ID up to maximum 30 years..
5) Also applies to the rental surety savings account.
6) The maximum credit balance limit is currently CHF 100,000. Amounts in excess of this must be held in another account. Changes to the maximum credit balance limits will be notified by UBS. Only available within UBS key4 banking.
7) The fixed interest rate is valid until 31 December 2024 for accounts opened from 1 October 2023 to 31 December 2023. From 1 January 2025, the UBS Savings Account extra will be automatically continued under the standard conditions of the UBS Savings Account.
8) Valid interest rates for products opened before 1 October 2023 on request. The interest rate fixed on the date of opening is valid until the end of the current quarter plus 12 months (maximum 15 months).

For private clients. Valid from 1 October 2023.