Current interest rates

Current interest rates for retail clients

Payments

Payments

Currency

Currency

Interest rate

Interest rate

Interest rate as of 01.06.19

Interest rate as of 01.06.19

Interest payment limit

Interest payment limit

Payments

Personal account

Currency

CHF 1)

Interest rate

0.00%

Interest rate as of 01.06.19

 

Interest payment limit

None

Payments

Personal account

Currency

EUR 2)

Interest rate

0.00%

Interest rate as of 01.06.19

 

Interest payment limit

None; deposit charge applicable 3)

Payments

Personal account Generation

Currency

CHF 1)

Interest rate

0.25%

Interest rate as of 01.06.19

0.10%

Interest payment limit

CHF 100,000; higher amounts at 0.00%

Payments

Personal account Campus

Currency

CHF 1) 4)

Interest rate

0.25%

Interest rate as of 01.06.19

0.10%

Interest payment limit

CHF 100,000; higher amounts at 0.00%

Payments

Current account for private clients

Currency

CHF 2)

Interest rate

0.00%

Interest rate as of 01.06.19

 

Interest payment limit

None; deposit charge applicable 3)

Saving / investing

Saving / investing

Currency

Currency

Interest rate

Interest rate

Interest rate as of 01.06.19

Interest rate as of 01.06.19

Interest payment limit

Interest payment limit

Saving / investing

Savings account

Currency

CHF 1)

Interest rate

0.01% 5)

Interest rate as of 01.06.19

0.00% 5)

Interest payment limit

CHF 500,000; higher amounts currently also at 0.00%

Saving / investing

Savings account

Currency

EUR 2)

Interest rate

0,00%

Interest rate as of 01.06.19

 

Interest payment limit

None; deposit charge applicable 3)

Saving / investing

Savings account for
young people

Currency

CHF

Interest rate

0.50%

Interest rate as of 01.06.19

0.25%

Interest payment limit

CHF 20,000; higher amounts at 0.00%

Saving / investing

Investment fund account

Currency

CHF

Interest rate

0.01% / 0.50% 6)

Interest rate as of 01.06.19

0.00% / 0.25%6)

Interest payment limit

Interest applies to non-invested credit
balances

Saving / investing

Investment fund account

Currency

EUR

Interest rate

0.00%

Interest rate as of 01.06.19

 

Interest payment limit

Interest applies to non-invested credit
balances

Saving / investing

Investment fund account

Currency

USD

Interest rate

No interest paid on this account

Interest rate as of 01.06.19

 

Interest payment limit

-

Saving / investing

Time deposit account

Currency

CHF / EUR

Interest rate

Displayed in branch or available on request

Interest rate as of 01.06.19

 

Interest payment limit

None

Retirement provision

Retirement provision

Currency

Currency

Interest rate

Interest rate

Interest rate as of 01.06.19

Interest rate as of 01.06.19

Interest payment limit

Interest payment limit

Retirement provision

Fisca account 3a

Currency

CHF

Interest rate

0.20%

Interest rate as of 01.06.19

0.15%

Interest payment limit

None

Retirement provision

Vested benefits account

Currency

CHF

Interest rate

0.05%

Interest rate as of 01.06.19

0.01%

Interest payment limit

None

1) Debit interest: 12% (for a personal account Generation upon reaching the age of majority).
2) Debit interest: available on request.
3) Deposit charge applicable in EUR: 0.60% p.a. on the total combined EUR cash balances above EUR 1 mn of all existing or future transaction and savings accounts denominated in euros within the same UBS banking relationship. The charge does not apply to EUR accounts held in UBS Manage or UBS Advice (except UBS Advice Light).
4) Only available with the Banking Package UBS Generation or UBS Campus.
5) Also applies to the rental surety savings account.
6) Young bank clients: children and young people up to 20 as well as UBS Generation or UBS Campus clients.
Young professionals: clients with the Banking Package UBS Young Professional.

For private clients. Valid from May 15, 2019.