Current interest rates

Current interest rates for retail clients

Payments	Payments	Currency	Currency	Interest rate	Interest rate	Interest payment limit	Interest payment limit
Payments	Personal account	Currency	CHF ¹⁾	Interest rate	0.00%	Interest payment limit	None; Deposit charge ³⁾ for higher amounts
Payments	Personal account	Currency	EUR ²⁾	Interest rate	0.00%	Interest payment limit	None; Deposit charge ³⁾ for higher amounts
Payments	Personal account Generation	Currency	CHF ^{1) 4)}	Interest rate	0.10%	Interest payment limit	CHF 100,000; higher amounts at 0.00%
Payments	Personal account Campus	Currency	CHF ^{1) 4)}	Interest rate	0.10%	Interest payment limit	CHF 100,000; higher amounts at 0.00%
Payments	Current account for private clients	Currency	CHF ²⁾	Interest rate	0.00%	Interest payment limit	None; Deposit charge ³⁾ for higher amounts

Saving / investing	Saving / investing	Currency	Currency	Interest rate	Interest rate	Interest payment limit	Interest payment limit
Saving / investing	Savings account	Currency	CHF ¹⁾	Interest rate	0.00% ⁵⁾	Interest payment limit	Deposit charge ³⁾ for higher amounts
Saving / investing	Savings account	Currency	EUR ²⁾	Interest rate	0,00%	Interest payment limit	None; Deposit charge ³⁾ for higher amounts
Saving / investing	Savings account for young people	Currency	CHF	Interest rate	0.25%	Interest payment limit	CHF 20,000; higher amounts at 0.00%
Saving / investing	Investment fund account	Currency	CHF	Interest rate	0.00% / 0.25% ⁶⁾	Interest payment limit	Interest applies to non-invested credit balances
Saving / investing	Investment fund account	Currency	EUR	Interest rate	0.00%	Interest payment limit	Interest applies to non-invested credit balances
Saving / investing	Investment fund account	Currency	USD	Interest rate	No interest paid on this account	Interest payment limit	-
Saving / investing	Time deposit account	Currency	CHF / EUR	Interest rate	Displayed in branch or available on request	Interest payment limit	None

Retirement provision	Retirement provision	Currency	Currency	Interest rate	Interest rate	Interest rate as of 1.11.19	Interest rate as of 1.11.19	Interest payment limit	Interest payment limit
Retirement provision	Fisca account 3a	Currency	CHF	Interest rate	0.15%	Interest rate as of 1.11.19	0.10%	Interest payment limit	None
Retirement provision	Vested benefits account	Currency	CHF	Interest rate	0.01%	Interest rate as of 1.11.19		Interest payment limit	None

1) Debit interest: 12% (for a personal account Generation upon reaching the age of majority).
2) Debit interest: available on request.
3) A deposit charge may be levied depending on the amount of the credit balance. The applicable terms and conditions are available on request.
4) Only available with the Banking Package UBS Generation or UBS Campus.
5) Also applies to the rental surety savings account.
6) Young bank clients: children and young people up to 20 as well as UBS Generation or UBS Campus clients.
Young professionals: clients with the Banking Package UBS Young Professional.

Current interest rates

For private clients. Valid from October 16, 2019.

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