Current interest rates

Current interest rates for retail clients

Payments

Payments

Currency

Currency

Interest rate

Interest rate

Interest payment limit

Interest payment limit

Payments

Personal account

Currency

CHF 1)

Interest rate

0.00%

Interest payment limit

None; Deposit charge3) for higher amounts

Payments

Personal account

Currency

EUR 2)

Interest rate

0.00%

Interest payment limit

None; Deposit charge3) for higher amounts

Payments

Personal account for Young People
Personal account for Students

Currency

CHF 1) 4)

Interest rate

0.10%

Interest payment limit

100,000 CHF, higher amounts at 0.00%;
Deposit charge3) for higher amounts

Payments

Current account for private clients

Currency

CHF 2)

Interest rate

0.00%

Interest payment limit

None; Deposit charge3) for higher amounts

Saving / investing

Saving / investing

Currency

Currency

Interest rate

Interest rate

Interest payment limit

Interest payment limit

Saving / investing

Savings account

Currency

CHF 1)

Interest rate

0.00% 5)

Interest payment limit

500,000 CHF, higher amounts currently also at 0.00%;
Deposit charge3) for higher amounts

Saving / investing

Savings account

Currency

EUR 2)

Interest rate

0,00%

Interest payment limit

None; Deposit charge3) for higher amounts

Saving / investing

Savings account for
young people

Currency

CHF

Interest rate

0.25%

Interest payment limit

20,000 CHF, higher amounts at 0.00%;
Deposit charge3) for higher amounts

Saving / investing

Sustainable savings account

Currency

CHF 6) 

Interest rate

0,00% 1)

Interest payment limit

None; Deposit charge3) for higher amounts   

Saving / investing

Investment fund account

Currency

CHF

Interest rate

0.00% / 0.25% 7)

Interest payment limit

None; Interest applies to non-invested credit balances

Saving / investing

Investment fund account

Currency

EUR

Interest rate

0.00%

Interest payment limit

None; Interest applies to non-invested credit balances

Saving / investing

Investment fund account

Currency

USD

Interest rate

No interest paid on this account

Interest payment limit

-

Retirement provision

Retirement provision

Currency

Currency

Interest rate

Interest rate

Interest payment limit

Interest payment limit

Retirement provision

Fisca account 3a

Currency

CHF

Interest rate

0.05%

Interest payment limit

None

Retirement provision

Vested benefits account

Currency

CHF

Interest rate

0.01%

Interest payment limit

None

1) Debit interest: 12.00% (for a UBS Personal Account for Young People upon reaching the age of majority).
2) Debit interest: available on request.
3) A deposit charge may be levied depending on the amount of the credit balance. The applicable terms and conditions are available on request.
4) Only available with the banking package for young people or students or UBS key4 banking for people up to the age of 22 and students with valid student ID up to maximum 30 years..
5) Also applies to the rental surety savings account.
6) YThe maximum credit balance limit is currently CHF 100,000. Amounts in excess of this must be held in another account. Changes to the maximum credit balance limits will be notified by UBS. Only available within UBS key4 banking.
7) Young bank clients: children and young people up to 20 as well as clients with a banking package for young people and students.
Young Professionals: clients with a banking package for young professionals.
Clients with UBS key4 banking: people up to the age of 24 and students with valid student ID up to maximum 30 years.

For private clients. Valid from May 16, 2022.