Current interest rates

Current interest rates for private clients

Payments

Payments

Currency

Currency

Interest rate and interest payment limit

Interest rate and interest payment limit

Payments

Personal account3)

Currency

CHF 1)

Interest rate and interest payment limit

0.00%

Payments

Personal account3)

Currency

EUR 2)

Interest rate and interest payment limit

0.00%

Payments

Personal account for Young People3)
Personal account for Students3)

Currency

CHF 1) 4)

Interest rate and interest payment limit

0.10% up to CHF 100 000
0.00% above CHF 100 000

Payments

Current account for private clients3)

Currency

CHF 2)

Interest rate and interest payment limit

0.00%

Saving / investing

Saving / investing

Currency

Currency

Interest rate and interest payment limit

Interest rate and interest payment limit

Saving / investing

UBS Savings Account extra(PDF, 121 KB)

Currency

CHF3)8)

Interest rate and interest payment limit

1.50%7) up to CHF 250 000
0.30% above CHF 250 00

Saving / investing

Savings account5)

Currency

CHF 1)

Interest rate and interest payment limit

0.75% up to CHF 50 000
0.30% above CHF 50 000

Saving / investing

Savings account3)

Currency

EUR 2)

Interest rate and interest payment limit

0.75% up to EUR 50 000
0.15% above EUR 50 000

Saving / investing

Savings account for
young people
3)

Currency

CHF

Interest rate and interest payment limit

1.00% up to CHF 50 000
0.30% above CHF 50 000

Saving / investing

Sustainable savings account(PDF, 105 KB)

Currency

CHF 6) 

Interest rate and interest payment limit

0.75% up to CHF 50 000
0.30% from CHF 50 000 up to CHF 100 0003)
0.00% above CHF 100 0006)

Saving / investing

Investment fund account

UBS key4 smart investing account

Currency

CHF

Interest rate and interest payment limit

0.75%
Interest applies to non-invested credit balances.

Saving / investing

Investment fund account

Currency

EUR

Interest rate and interest payment limit

0.75%
Interest applies to non-invested credit balances.

Retirement provision

Retirement provision

Currency

Currency

Interest rate and interest payment limit

Interest rate and interest payment limit

Retirement provision

Fisca account 3a

Currency

CHF

Interest rate and interest payment limit

0.80%

Retirement provision

Vested benefits account

Currency

CHF

Interest rate and interest payment limit

0.30%

For private clients. Valid from 1 October 2023.