To calculate a mortgage, you need to know the purchase price of the property, your gross annual income and the amount of capital you have available. Once you've entered the details, the mortgage calculator works out the resulting loan-to-value ratio, the monthly payment (consisting of the estimated interest rate, amortization and maintenance and ancillary costs) and the economic viability at a hypothetical mortgage interest rate of 5%. In addition, you can calculate the monthly costs of the mortgage using an interest rate of your choice.
As the mortgage calculator only provides indicative values, we recommend you come in for an advisory consultation with your client advisor to discuss your personal financing needs. Your client advisor can also inform you of the detailed regulations and special circumstances associated with real estate financing.
The actual costs of your mortgage are heavily dependent on your personal circumstances, your ideas about budgeting and how much certainty you want, as well as the current and anticipated interest rate environment. We therefore recommend you arrange a meeting with us once you've used the mortgage calculator. Based on our comprehensive advisory service on the topic of home financing, we draw up a financing proposal tailored to your needs.
The results generated by the mortgage calculator are based on the information provided by the user, as well as on assumptions and approximate values. UBS does not accept any responsibility for the accuracy or completeness of the information provided by the user, nor for the results of the calculations based on this information. The calculations are for information purposes only and are not binding. Any actions taken based on the calculation results remain the sole responsibility of the user.
In particular, the results of the calculations must not be construed as a recommendation. UBS does not furnish advisory services with the mortgage calculator. The user himself or herself is responsible for interpreting the results of the calculations. Any liability on the part of UBS for damages resulting from the use of the calculator or from access to it is entirely excluded.