Well covered –  UBS Credit Card insurance cover

Your UBS Credit Card is more than just a convenient method of payment. If you pay for the cost of a trip using your credit card, you are also insured against accidents while you are away. Depending on the type of credit card you have, you can also benefit from additional insurance cover, such as our Travel Insurance Plus, best-price guarantee or collision damage waiver.

The insurance cover provided depends on the type of credit card you have. Please note: You are only entitled to some of the insurance cover if you have paid for the benefit you are claiming with your UBS Credit Card.

Overview of insurance cover

 

Standard Credit Card
Basic Credit Card

Gold Credit Card

Platinum Credit Card

Travel and aviation accident insurance
Maximum sum insured in the event of
- Death or disability
- Transport and rescue costs

Included

CHF 300,000
CHF 60,000

Included

CHF 600,000
CHF 60,000

Included

CHF 750,000
CHF 60,000

Collision damage waiver
(insurance of deductible for rental vehicles)
Maximum sum insured per event

-

Included
 
CHF 10,000

Included
 
CHF 10,000

Best-price guarantee
Maximum sum insured per event and year

-

Included
CHF 2,000

Included
CHF 2,000

Travel Insurance Plus

Optional
costs: CHF 72 per year 

Optional
costs: CHF 72 per year 

Included

SOS Assistance Service

Included

Included

Included

Important information: To make a claim, please contact our insurance broker, Würth Financial Services, by telephone at +41-44 723 44 86. If you have a medical emergency while you are away, please phone +41-44-723 44 88.

Travel and aviation accident insurance

If at least 80% of the cost of a flight or a trip using public transport is paid for using your UBS Credit Card, you and your family are automatically covered by accident insurance free of charge. The extent of your insurance cover depends on the type of credit card you have.

Collision damage waiver (deductible insurance for rental vehicles)

You are generally subject to a deductible in the event of theft or damage to a rental vehicle. If you pay for your vehicle rental using your UBS Gold or Platinum Credit Card, the insurance will cover up to CHF 10,000 of the deductible should an insured event occur.

Best-price guarantee

If you have made a purchase using your UBS Gold or Platinum Credit Card and later discover that the item was being offered in another store or by another retailer at a lower price, our best-price guarantee entitles you to claim back the difference in price.

The best-price guarantee only applies to goods that are purchased from and offered by commercial retailers (stores, mail order or online shops) in Switzerland. See the General Terms and Conditions of Insurance for a full list of requirements.

Travel Insurance Plus

The optional Travel Insurance Plus package gives you added peace of mind when traveling. You and your family are thus well protected against unforeseen events such as cancellations, the loss of your luggage, or the costs of treatment abroad.

Travel Insurance Plus is included with the Platinum Credit Card. If you have a Standard or Gold Credit Card, you can take out this insurance cover for CHF 72 per year.

SOS Assistance Service 

With the SOS Assistance Service, we offer you assistance in the event of emergencies prior to and during your trip. The Travel Hotline is available round the clock, 365 days a year, to provide assistance with any health-related and legal problems you encounter in connection with your trip.

Telephone number: +41 44 723 44 88