Insurance cover

Stay well protected with our credit cards

If you pay for a trip using your credit card, you are insured against accidents while you are away. Depending on the type of credit card you have, you can also benefit from higher insured amounts and free additional insurance cover.

Services and conditions

If at least 80% of the cost of a flight or a trip using public transport is paid for using your UBS Credit Card, you and your family are automatically covered by accident insurance free of charge. The extent of your insurance cover depends on the type of credit card you have.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Travel and aviation accident insurance

Maximum sum insured

Classic/Standard Credit Card

Included


CHF 300,000

Gold/Global Premium Credit Card

Included


CHF 600,000

Platinum Credit Card

Included


CHF 1,000,000

Cancellation costs resulting from illness, an accident or another event that prevents the client from undertaking the trip.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Cancellation

Maximum sum insured per claim

Classic/Standard Credit Card

Optional with Travel Insurance Plus

CHF 5,000

Gold/Global Premium Credit Card

Optional with Travel Insurance Plus

CHF 5,000

Platinum Credit Card

Included

CHF 30,000

Arrangement and payment of return journey and reimbursement of expenses for any part of the trip not taken in the event of the trip being curtailed due to an insured event.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Curtailment of travel

Maximum sum insured per claim

Classic/Standard Credit Card

Optional with Travel Insurance Plus

CHF 5,000

Gold/Global Premium Credit Card

Optional with Travel Insurance Plus

CHF 5,000

Platinum Credit Card

Included

CHF 30,000

If you miss a connecting flight because your first flight was delayed by at least three hours, for which the first airline was solely responsible, EUROP ASSISTANCE will bear the additional costs (hotel, rebooking and telephone costs) for your onward travel up to a maximum of CHF 300 per person.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Delayed flight

Maximum sum insured per person

Classic/Standard Credit Card

Optional with Travel Insurance Plus

CHF 300 per claim

Gold/Global Premium Credit Card

Optional with Travel Insurance Plus

CHF 300 per claim

Platinum Credit Card

Included

CHF 300 per person

Purchase of a new flight ticket to the same destination if the first flight is missed. At least 80% of the cost of the trip must have been paid for using the card.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Missed departure

Maximum sum insured

Classic/Standard Credit Card

Not covered

 

Gold/Global Premium Credit Card

Not covered

 

Platinum Credit Card

Included

CHF 400 per person
CHF 800 per family

Theft, loss, damage and destruction of luggage.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Luggage

Maximum sum insured

Classic/Standard Credit Card

Optional with Travel Insurance Plus

CHF 4,000 per claim
CHF 8,000 per year

Gold/Global Premium Credit Card

Optional with Travel Insurance Plus

CHF 4,000 per claim
CHF 8,000 per year

Platinum Credit Card

Included

CHF 10,000

Delayed delivery by a public transport company.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Delayed luggage

Maximum sum insured

Classic/Standard Credit Card

Optional with Travel Insurance Plus

CHF 300 per claim
CHF 600 per year

Gold/Global Premium Credit Card

Optional with Travel Insurance Plus

CHF 300 per claim
CHF 600 per year

Platinum Credit Card

Included

CHF 600 if over 4 hours
CHF 4,000 if over 48 hours

Payment of any expenses incurred in the event of sudden illness or of an accident abroad that are not covered by health or accident insurance.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Costs of medical treatment abroad

Maximum sum insured

Classic/Standard Credit Card

Optional with Travel Insurance Plus

CHF 250,000

Gold/Global Premium Credit Card

Optional with Travel Insurance Plus


CHF 250,000

Platinum Credit Card

Included


CHF 1,000,000

Collision damage waiver (CDW) excess insurance in the event of a claim involving a rental car if at least 50% of the cost of the car rental was paid for using the UBS Credit Card

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Collision damage waiver (CDW)

Maximum sum insured

Classic/Standard Credit Card

Not covered

 

Gold/Global Premium Credit Card

Included

CHF 10,000 per event

Platinum Credit Card

Included

CHF 10,000 per claim

Loss damage waiver (LDW) comprehensive insurance in the event of a claim involving a rental car if at least 50% of the cost of the car rental was paid for using the UBS Credit Card

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Loss damage waiver (LDW)

Maximum sum insured

Classic/Standard Credit Card

Not covered

 

Gold/Global Premium Credit Card

Not covered

 

Platinum Credit Card

Included

CHF 50,000 per claim

If you have made a purchase using your UBS Gold or Platinum Credit Card and later discover that the item was being offered in another store or by another retailer at a lower price, our best-price guarantee entitles you to claim back the difference in price.

The best-price guarantee only applies to goods that are purchased from and offered by commercial retailers (stores, mail order or online shops) in Switzerland. See the General Terms and Conditions of Insurance for a full list of requirements.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Best-price guarantee

Maximum sum insured

Classic/Standard Credit Card

Not covered

 

Gold/Global Premium Credit Card

Included

CHF 2,000 per event and per year

Platinum Credit Card

Included

CHF 2,000 per claim and per year

Destruction or damage of goods paid for using the UBS Credit Card. At least 50% of the price must have been paid for using the card.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

"Shop Garant" purchase protection

Maximum sum insured

Classic/Standard Credit Card

Optional with Travel Insurance Plus

CHF 1,000 per claim
CHF 5,000 per year

Gold/Global Premium Credit Card

Optional with Travel Insurance Plus


CHF 1,000 per claim
CHF 5,000 per year

Platinum Credit Card

Included


CHF 3,500 per claim
CHF 20,000 per year

Locksmith cover if you are locked out, lock replacement, new keys.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Key insurance

Maximum sum insured

Classic/Standard Credit Card

Not covered

 

Gold/Global Premium Credit Card

Not covered

 

Platinum Credit Card

Included

CHF 300 per key
CHF 1,000 per rental car

The services provided by EUROP ASSISTANCE are available to the insured person around the clock, 365 days a year, both before and during travel.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Travel advice and assistance

Classic/Standard Credit Card

Included

 

Gold/Global Premium Credit Card

Included

 

Platinum Credit Card

Included

When called by the insured person, the insurer will where possible perform various concierge services, such as providing transport information, making restaurant bookings and car rental reservations, ordering flowers, etc.

 

 

Classic/Standard Credit Card

Classic/Standard Credit Card

Gold/Global Premium Credit Card

Gold/Global Premium Credit Card

Platinum Credit Card

Platinum Credit Card

 

Concierge service

Classic/Standard Credit Card

Not covered

 

Gold/Global Premium Credit Card

Not covered

 

Platinum Credit Card

Included

Important information

To make a claim, please contact Europ Assistance (Switzerland) by telephone at +41-44-828 35 01 or travel@europ-assistance.ch.

FAQ Covid-19

Answers to the most important questions about the benefits of your insurance can be found at www.europ-assistance.ch/ubs-covid-19-coverages

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