Sustainable investment in retirement savings
Boost your private retirement savings and do something for society and the environment: combine both with our sustainable UBS Vitainvest Investment Funds.
Sustainable investing: now a mainstream issue
Sustainable investing: now a mainstream issue
Not long ago, sustainable investing was still a niche phenomenon. Today the relevant approaches are well established. What’s changed?
Firstly, the environment, society and corporate governance, often referred to by the abbreviation ESG (Environmental, Social, Governance), have become more prominent. Secondly, it has been shown that ESG-compliant systems are also financially convincing. Companies that act sustainably are characterized by reliable planning and a long-term strategic focus. On the risk side, this makes them more resilient to shocks and better able to withstand economic downturns. They also often prove to be better equipped for future challenges, which is reflected in better performance.
Taking ESG factors into account requires a long-term approach. It is sometimes a matter of preserving the basis of life for future generations. This makes sustainable investing particularly suitable for pension planning: pension investments, like the effects of sustainable investing, are by definition long term.
One hour well spent. On pension advice
One hour well spent. On pension advice
In the space of one hour, UBS experts will answer your questions about pensions and draw up an action plan with you.
Sustainable savings in pillar 3a
Sustainable savings in pillar 3a
The first and second pillars are increasingly underfunded. This makes pillar 3 all the more important. It is intended for private savings at the individual's own responsibility. Up to a certain amount per year, these are tax exempt (known as pillar 3a). UBS Vitainvest Investment Funds offer the opportunity to invest Pillar 3a assets in securities in order to benefit from developments on the financial markets. In order to take into account the different needs and preferences of savers, several versions of these investment funds are available with different profiles and geographical characteristics. The profiles differ mainly in the equity component, whereby a higher equity ratio is generally associated with higher returns, but also with higher risk.
All UBS Vitainvest Investment Funds comply with strict ESG criteria defined by UBS, allowing clients to save for their retirement sustainably by combining the benefits of our established UBS Vitainvest Investment Funds with those of sustainable investments. This represents another step towards promoting product innovation and the transition to a more sustainable society.