2. Young people - long investment horizons
The time to retirement is also your investment horizon for your retirement provision. That's why it's worth investing your money smartly. When you invest 3a assets in select investment funds, you benefit from enhanced earnings potential compared to classic account solutions. UBS Vitainvest retirement funds are an ideal way to supplement your 3a account. Get your answers to the whys and hows here.
3. Don't allow contribution gaps
Secure your maximum AHV pension. Avoid contribution gaps. Gaps can occur when you're a student. In this phase of life, people are often unaware of how important AHV contributions are. You can pay missed or omitted contributions within five years. Check and see if you're on the way to a maximum pension. Order an AHV account statement from your cantonal compensation office.
4. Welcome to the jungle
The pension certificate from your pension fund is sent once a year. At first sight, it seems like a jungle of technical terms and numbers. But it contains important information. For example, you can find out how much you can use to finance a home, or how high your disability insurance payout would be if anything happened to you. Give your pension fund statement the attention it deserves and order the “Understand your pension fund statement” fact sheet.