Special offer on mortgages

Found your dream property? Benefit from a 0.30% interest rate reduction. Make an appointment now.

UBS Mortgage First Home at a glance

Residential property

Owner-occupied existing property or new construction (excluding vacation properties).

Interest rate reduction

0.30% throughout the entire mortgage term.


Three to ten-year fixed-rate mortgage with the interest rate fixed up to 12 months in advance.

Found your dream property?

Receive personal advice – from the comfort of your own home or workplace.

Talk to our experts and receive an individual offer

  • Interest rate reduction of 0.30% on your first home with UBS
  • Protect yourself early against rising interest rates and fix your fixed-rate mortgage up to one year in advance
  • Free real estate appraisal included

Frequently Asked Questions

What is my interest rate?

Your mortgage is as unique as your property. That is why we are happy to calculate the interest rate offer for you based on your personal circumstances – free of charge.

Receive a free personal consultation with mortgage experts including:

  • Property appraisal for your desired property
  • Interest rate proposal to learn how much you need to pay for your mortgage each month
  • Fast credit decision within 48 hours
  • Tips and support along the way in the bidding process and beyond


Good to know:

  • 20% of the purchase price should be financed with your own equity
  • The total monthly costs for your property should not exceed 33% of your gross income

Expect more from a UBS mortgage consultation

Attractive interest rates

You will receive a financing solution tailored to your individual needs at attractive conditions.

Always at your side

Your personal mortgage advisor will guide you from the property viewing to signing the mortgage – and beyond.

Price check

We estimate the market price of your property and compare it against reference properties.

We keep things simple

We can find solutions, even for complex financing, whether it's a house or vacation home.

Flexible video consultation

From the comfort of your home or office: our advisors are here for you, also evenings until 8:00 p.m.

Fast credit decision

If it is urgent, you can ask to receive a credit decision within 48 hours.

How will interest rates evolve?

Receive our interest rate forecast regularly and free of charge by e-mail

Find out more about the current market situation, trends in mortgage interest rates and existing mortgage products.

We're here for you when you need us

Make an appointment for a non-binding consultation or call us directly if you have questions.