Would you rather not pay for your credit card purchases until later? With the partial payment option, you can pay your monthly credit card invoice in installments.
What you need to know
You continue to pay with your credit card as usual.1
You decide each month how much you want to pay back. The minimum amount in each case is 5% of your bill for the month, but at least CHF 50.2
The interest rate is 12% per year from the respective transaction date.3
The partial payment option is in principle possible with all UBS credit cards (this does not include the World Mastercard® Gold International and Mastercard® Excellence).
How it works:
Select the current payment type for your credit card bill and find out how you can start to pay in installments:
Simply enter the amount that you would like to pay this month in the amount field on the payment slip – the amount remaining will be transferred to the next month’s bill automatically.
When you want to pay your monthly bill, the full amount will be automatically pre-filled on the payment screen. Simply change the payment amount to the amount that you would like to pay. The amount remaining will be rolled over to next month’s bill automatically.
The partial payment option is not directly available through the direct debit system. Please get in touch with your client advisor or customer service to have your payment type changed and to gain access to the partial payment option.
The payment card industry association (KARTAC) makes an important contribution to the responsible use of credit cards. Information and tips are available at kartac.ch/generalprinciples
It is forbidden to grant credit if this leads to the over-indebtedness of the consumer (Art. 3 of the Swiss Federal Act Against Unfair Competition).