Partial payment option

Your credit card bill can also be paid in partial amounts

Would you rather not pay for your credit card purchases until later? You decide each month how much you want to pay back.

What you need to know

Flexible

You continue to pay with your credit card as usual.1

Minimum amount

The minimum amount is 5% of your bill for the month, but at least CHF 50.2

Interest rate

The interest rate is 12% per year from the respective transaction date.3

Condition

In principle, the partial payment option is available with all UBS Credit Cards (excluding World Mastercard® Gold International and Mastercard® Excellence).

You can only use the installment facility if you pay your bill manually (e.g. with a payment slip). If you pay your credit card bill with a direct debit (LSV), you must switch to “Manual payment.

How it works

How do you pay your credit card bill?

Fill in the amount you would like to pay this month in the “Amount” field on the payment slip itself – the remaining amount to be paid will be automatically transferred to next month's bill.

When you pay your monthly bill, the full billing amount (100%) is already selected on the payment screen. To pay only part of this amount, simply select another billing amount: “50%,” “Minimum amount” or “Individual amount.”

Further information is available in our Credit Card GTC (PDF, 1 MB).

Financial security

The payment card industry association (KARTAC) makes an important contribution to the responsible use of credit cards. Information and tips are available at kartac.ch/generalprinciples

It is forbidden to grant credit if this leads to the over-indebtedness of the consumer (Art. 3 of the Swiss Federal Act Against Unfair Competition).