Restricted pension provision
Investing and saving with Pillar 3a has double the advantages: You receive an attractive preferential interest rate and can also deduct the amount saved from your taxable income. The accumulated savings amount and the interest earned are also exempt from income and wealth taxes.
You can also make an early withdrawal from your saved capital, for example if you wish to buy or build your own home or become self-employed.
Unrestricted pension provision
Build up additional financial reserves with Pillar 3b to realize your goals and wishes after you retire.
This way, you save for an even more comfortable lifestyle during your retirement, cover yourself in case of loss of income and ensure that your survivors are not faced with financial difficulties in the event of your death.
You have the choice of a variety of savings, investment and insurance solutions as well as access to your savings at any time.
Pillar 3a products
Pillar 3b products
You can find valuable information and answers to your questions in our factsheets.
We are here to provide you with expert advice and a personal pension offer for Pillar 3.