What would you like to do?

Buy a home

Receive information on financing and tips on buying your first home.

Calculate mortgage

Gain clarity on affordability, costs and your financial room for maneuver when buying property.

We’ll help you find the right mortgage

Compare, understand, decide – explore our offers and get expert advice to find the mortgage that suits you.

  • Fixed-rate mortgage

    • Interest rate: fixed for the full term
    • Duration: 2 to 10 years
    • Interest rate adjustment: none during the defined term

    A fixed interest rate for a fixed term ensures predictable costs and gives you more security.

    Fixed-rate mortgage

  • SARON mortgage

    • Interest rate: variable
    • Term: indefinite
    • Interest rate adjustment: in line with market developments

    The interest rate follows movements in the money market – both when rates fall and when they rise.

    SARON mortgage

  • Building loan

    • Interest rate: variable, 0.25% commission per quarter
    • Term: limited, up to 2 years
    • Interest rate adjustment: in line with market developments

    Provides high flexibility during construction or renovation. Funds are drawn down gradually in line with your project.

    Building loan

  • Mortgage overdraft facility

    • Interest rate: variable
    • Term: indefinite, may be terminated by either party at any time
    • Interest rate adjustment: in line with market developments

    A flexible credit reserve – ideal for maintenance, renovations or unexpected expenses.

    Mortgage overdraft facility

  • Mortgage Renovation

    • Interest rate: fixed or variable
    • Duration: Fixed-rate mortgage 2 to 10 years or SARON mortgage
    • Interest rate adjustment: up to 0.3% interest reduction

    Benefit from highly favorable conditions for renovation projects.

    Mortgage Renovation

  • Mortgage Green

    • Interest rate: fixed for the full term
    • Duration: Fixed-rate mortgage, 3 to 10 years
    • Interest adjustment: attractive financing conditions and Eco bonus worth CHF 500

    The mortgage for energy-efficient real estate – with an advantageous interest rate.

    Mortgage Green

  • Mortgage Energy

    • Interest rate: fixed for the full term
    • Duration: Fixed-rate mortgage, 2 to 10 years
    • Interest rate adjustment: attractive conditions and waiving of processing fee

    Take advantage of attractive financing for solar collectors, photovoltaic systems or replacing a fossil-fuel heating system.

    Mortgage Energy
Slide 1-7

Your next step towards home ownership

Whether you still have questions or already have concrete plans, we are happy to discuss your project in a personal consultation.

  • Locally rooted expertise
  • Straightforward and on an equal footing
  • In-depth assessment of your financial options  

Current interest rate forecast

Analysis, forecasts and background insights on mortgage rates – to help you better understand and navigate interest rate developments.

Helpful information about mortgages from our guide