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UBS mortgage offers | UBS Switzerland

Q: Can I enjoy all the benefits simultaneously?

Yes, both as a new and existing mortgage customer, you can benefit from all the advantages at the same time. The advantages are not mutually exclusive.

Q: Can I benefit from these benefits as an existing UBS mortgage client?

Yes, you can also benefit from these advantages as an existing mortgage customer.

Q: Who can benefit from the advantages of a banking package?

The offer is valid for both new and existing clients without a banking package in connection with a UBS Mortgage (existing or new mortgage). The banking package is free of charge for 12 months if the conditions are met.

Q: Who is Immo-Smart suitable for?

UBS Immo-Smart is suitable for all clients who have at least one UBS Mortgage and use E-Banking. Factsheet Immo-Smart

Q: How can I insure my dependents?

Zurich Immo-Protect insures you against the financial risks of death or incapacity to work . You decide what risk you want to insure yourself against (death, incapacity to work/both) and select the size of the capital payment. Life insurance : The insured capital is paid out immediately upon the death of the person Insurance against incapacity to work : In the event of incapacity to work, Zurich will pay the insurance premium after a waiting period of 12 months. The insured capital is paid out after 12 months. For example, the insurance capital paid out can be used to reduce mortgage debt and thus interest expenses. Factsheet on finance and insurance

Q: Who is Immo-Protect suitable for?

Exclusive offer for holders of a UBS Mortgage or construction loan aged 18 to 65 (for the capital in the event of death) and up to the age of 55 (for the lump-sum in the event of incapacity to work). No matter what coverage you choose, taking out life insurance is no guarantee that your mortgage will remain affordable in the event of an insured claim. However, the insurance product can assist with affordability. In the case of the sums insured, the amount of the mortgage is rounded up to the nearest CHF 50,000. Zurich Immo-Protect is a stand-alone product and completely independent of your UBS Mortgage or construction loan.

The mortgage that makes everything easier

Combine your UBS Mortgage with a banking package of your choice and enjoy numerous advantages.

Free banking package in the first year
Accounts, cards and a mortgage from a single source
Collect KeyClub points and redeem them for products and services

Other benefits

The mortgage that gives you security

Insure your family and your partner against unexpected life events. Benefit from 200 KeyClub points when you sign up.

Insure your family and partner against financial difficulties in the event of an accident, illness or death
CHF 200 in the form of KeyClub points when you sign up
Preferential conditions thanks to our partnership with Zurich Insurance

The intelligent mortgage

The budget planner for your real estate costs. Lock in up to 0.75% interest on your Immo-Smart account.

Digital budget planner for UBS mortgage clients
Available free of charge in E-Banking
Attractive interest rate of up to 0.75% on your UBS Immo-Smart account

Secure all the benefits in just three steps

No-obligation consultation

Our local client advisors will answer all your questions. You decide on how the consultation takes place, whether via video call from the comfort of your home or in person at a branch.

Receive an individual solution

We will be happy to assist you personally and to find the financing solution that suits your individual circumstances.

Enjoy the benefits

Benefit from all three advantages as soon as you sign up and enjoy your new banking package, insurance cover and Immo-Smart budget planner.

Schedule an appointment

Frequently-asked questions

Can I enjoy all the benefits simultaneously?

Can I benefit from these benefits as an existing UBS mortgage client?

Who can benefit from the advantages of a banking package?

How much does the banking package cost after the first year?

In the first 12 months the basic management fee is waived for new or existing mortgage clients who take out a UBS banking package for the first time. After this, the following prices apply:

Banking package	Banking package	Price	Price
Banking package	For young people and students	Price	From CHF 0
Banking package	For young professionals	Price	From CHF 4
Banking package	For individuals	Price	From CHF 8
Banking package	For families	Price	From CHF 15
Banking package	For couples	Price	From CHF 15
Banking package	For cross-border commuters and clients domiciled abroad	Price	From CHF 10

Who is Immo-Smart suitable for?

How can I insure my dependents?

Zurich Immo-Protect insures you against the financial risks of death or incapacity to work. You decide what risk you want to insure yourself against (death, incapacity to work/both) and select the size of the capital payment.

Life insurance: The insured capital is paid out immediately upon the death of the person
Insurance against incapacity to work: In the event of incapacity to work, Zurich will pay the insurance premium after a waiting period of 12 months. The insured capital is paid out after 12 months.

For example, the insurance capital paid out can be used to reduce mortgage debt and thus interest expenses.

Factsheet on finance and insurance

Who is Immo-Protect suitable for?

Exclusive offer for holders of a UBS Mortgage or construction loan aged 18 to 65 (for the capital in the event of death) and up to the age of 55 (for the lump-sum in the event of incapacity to work).

No matter what coverage you choose, taking out life insurance is no guarantee that your mortgage will remain affordable in the event of an insured claim. However, the insurance product can assist with affordability.

In the case of the sums insured, the amount of the mortgage is rounded up to the nearest CHF 50,000. Zurich Immo-Protect is a stand-alone product and completely independent of your UBS Mortgage or construction loan.

KeyClub at a glance

Useful tools for UBS mortgage clients

Here for you

Arrange an appointment for a non-binding consultation or if you have any questions, just give us a call.

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The mortgage that makes everything easier