Staggering in detail


As soon as you have your pillar 3a assets paid out, these will progressively be taxed. That means: the higher the amount, the higher the tax rate. For tax purposes, it makes sense to stagger your withdrawal instead of taking out one great sum of money. To do so, open a few pillar 3a pension accounts with us. Then you can make withdrawals bit by bit before you retire. 

Sample calculation: