Your retirement assets should be invested differently depending on how many years you have left until you retire. Find out if your assets are ideally invested and what you can still optimize.
The values pertaining to the risk classes are reference values only and relate to a representative portfolio as opposed to specific individual investment products. Experience has shown, however, that well diversified collective investments comply with the values given. No guarantee can be given regarding future performance. In particular, the net return may be negative.
UBS Funds under Swiss law. Prospectuses, simplified prospectuses or key investor information, the articles of association and contractual terms as well as annual and semi-annual reports of UBS Funds are available free of charge from UBS AG, P.O. Box, CH-4002 Basel or UBS Fund Management (Switzerland) AG, P.O. Box, CH-4002 Basel. Before investing in a product, please read the latest prospectus carefully and thoroughly. Units in the UBS Funds mentioned may be unsuitable for sale or impermissible in certain jurisdictions or for certain investor groups and must not be offered, sold or delivered in the US. The above information is not to be considered an offer, nor is it to be considered a solicitation of an offer to buy or sell any securities or related financial instruments. Past performance is not a reliable indicator of future results. The performance shown does not take account of any commissions and costs charged when subscribing to and redeeming units. Commissions and costs will have a detrimental effect on performance. If the currency of a financial product or financial service is different to your reference currency, the return may increase or decrease as a result of currency fluctuations. This information does not take into consideration the specific or future investment goals, the client’s tax or financial position, or the individual needs of the respective recipient. The information in this document is provided without any guarantee or warranty, is to be used exclusively for informational purposes and is only intended for the personal use of the recipient. This document may be neither reproduced, forwarded nor republished without the written permission of UBS AG. Source for all data and charts (if not indicated otherwise): UBS Asset Management.
Further information can be found in our retirement study.
It is only possible to analyze Pillar 3a assets without UBS Vitainvest Funds.
A new UBS study shows that pillar 3a assets should be invested differently depending on age. This is assuming there is a 90% certainty that no loss will arise when starting retirement at the age of 65. Have you invested correctly? The calculator helps you assess your situation and improve it. ...more