Special offer for your first home at UBS

Found your dream property? Benefit from a 0.30% interest rate reduction and our professional advice. Make an appointment now.

UBS Mortgage First Home at a glance

Residential property

Owner-occupied existing property or new construction (excluding vacation properties).

Interest rate reduction

0.30% throughout the entire mortgage term.

Mortgage

Three to ten-year fixed-rate mortgage with the interest rate fixed up to 12 months in advance.

Found your dream property?

Receive personal advice – from the comfort of your own home or workplace.

Talk to our experts and receive an individual offer

Interest rate reduction of 0.30% on your first home with UBS
Protect yourself early against rising interest rates and fix your fixed-rate mortgage up to one year in advance
Free real estate appraisal included

Obtain an offer now

Questions about mortgages? Call us on 0800 002 559

Frequently Asked Questions

What does first home mean at UBS?

You qualify for the special offer if you are an existing UBS client or a new client financing owner-occupied residential property through us for the first time.

What is my interest rate?

The interest rate calculation depends on a variety of factors. Our mortgage experts will be happy to make you a personal offer taking into account the interest rate reduction of 0.30%.

How can I protect myself against rising interest rates?

A fixed-rate mortgage has a fixed interest rate and a fixed term. This way, you are guaranteed favorable interest rates for years.

While we’re on the subject of interest rates, would you like to keep up to date with interest rate trends? With the UBS interest rate forecast, we inform you regularly by email about the latest interest rate trends.

Subscribe to the UBS interest rate forecast now

Can I fix the interest rate in advance?

Yes. With the UBS Fixed-Rate Mortgage First Home, you can choose to fix the interest rate up to one year in advance, free of charge.

How can I minimize my interest rate risk?

At the end of the term, the general interest rate level may be higher than when you took out your fixed-rate mortgage. In this case, you would have to take out follow-up financing at a higher interest rate.

To minimize this interest rate risk, it is therefore advantageous to split larger amounts into several mortgage tranches from the outset, for instance by dividing the total between two fixed-rate mortgages with different terms.

The UBS Mortgage First Home takes this into account. For amounts of CHF 500,000 or more, the total financing is divided into several tranches with different terms. The maximum amount for a UBS Mortgage First Home is CHF 1,000,000. Of course, you can also obtain attractive conditions from UBS for higher financing amounts. Our mortgage experts will be happy to provide you with an individual quote.

Nein. Als Neukundin bzw. als Neukunde profitieren Sie sogar doppelt: Mit dem Abschluss einer UBS Hypothek First Home offerieren wir Ihnen UBS me – ihr individuelles Bankpaket – in den ersten sechs Monaten kostenlos.

Do I already have to be a client to benefit from this offer?

No. As a new client, you even benefit twice: when you take out a UBS Mortgage First Home, we will offer you UBS me – your individual banking package – free of charge for the first six months.

UBS Mortgage First Home factsheet pdf, 63 KB