Forward mortgage

Set the interest rate up to one year in advance

A forward mortgage is a fixed-rate mortgage for which you can set the interest rate up to one year in advance. This mortgage is especially suitable if you need a mortgage for a specified time or which you want to replace.

Forward mortgages at a glance


2–10 years

Interest rate

Fixed for up to 12 months in advance


Interest rate dependent on your chosen term

  • No interest rate fluctuations, as the interest rate is fixed during the term
  • Repayment as agreed
  • Protection against rising interest rates
  • Renewal of a fixed mortgage with predictable planning

Expert tips

Combine several mortgages together and keep an eye out for varying terms. A combination of Libor and forward mortgages is ideal. It reduces the risk that rising interest rates will strain your budget.

Your benefits

  • Verification of the purchase price based on reference properties and location
  • Comprehensive assessment of the location (municipality, price level and tax rate)
  • Mortgage advice, including during off-hours
  • On request: mortgage decisions within 48 hours

Special offers

Special offers for your first mortgage or loan, renovation work on residential property and for energy-efficient, sustainable construction.

We're here for you when you need us

Make an appointment for a non-binding consultation or call us directly if you have questions.