House, wooden facade, solar system

Opt for a more climate-friendly heating system and produce electricity

Attractive interest rates for replacing your fossil heating, install solar collectors or a photovoltaic system.


A UBS Mortgage Energy lets you benefit from attractive interest rates and lower long-term energy costs when you replace your fossil heating, install solar collectors or a photovoltaic system.

Attractive conditions

Benefit from attractive interest rates and the waiver of the processing fee.

Product and term

2–10 year fixed-rate mortgage. Can be combined with existing UBS mortgages.

Financing from CHF 25,000

Applies to owner-occupied residential property or rented residential property including vacation properties in Switzerland.

Benefit over the long term from lower energy costs

Heating accounts for two-thirds of our total household energy consumption.

This makes efficient, renewable heating particularly worthwhile. You not only save energy, but also money. By replacing your fossil-fuel heating system, you can also significantly reduce your CO₂ emissions and make an important contribution to protecting the climate.

Did you know?

That installing solar panels on about 20m² of roof space will cover 80% of the annual electricity needs of a family of four in an average single-family home?  And as little as 4m² of solar panels combined with a water storage tank will cover more than half the annual hot water needs of a family of four.

Expect more from a UBS mortgage consultation

We keep things simple

We can find solutions, even for complex financing, whether it's a house or vacation home

Always at your side

Your personal mortgage advisor will guide you from the property viewing to signing the mortgage – and beyond.

Arrange appointments quickly

Thanks to our extended opening hours, you can get an appointment straight away, including evenings until 8:00 p.m. and get a credit decision on request within 48 hours.

Discover our guide to a climate-friendly renovation

  • Step by step to a climate-friendly home
  • Tips and evaluations from energy experts, architects, builders and federal authorities
  • Special offers UBS Mortgage Energy and UBS Mortgage Renovation

UBS Mortgage Energy at a glance

A climate-friendly renovation is worth it

Calculate your property’s estimated energy use and renovation requirements as well as its CO2 emissions free of charge in just a few steps.

Exemplary result of the calculator

Get expert advice on your personal situation

Our advisers look forward to hearing from you.

  • Personalized advice
  • Fast turnaround times for financial confirmations
  • You decide on how you would like to receive expert advice - whether by video call from home or in one of our branches

Free real estate appraisal included

Special offer on mortgages

Benefit from an interest rate reduction of 0.30% on your first home with UBS

0.30% eco-bonus

Planen Sie eine Renovierung?

Dann profitieren Sie ab sofort von besonders attraktiven Zinsen und unserem Öko-Bonus mit der UBS Hypothek «Renovation».

We're here for you when you need us

Make an appointment for a non-binding consultation or call us directly if you have questions.