Maintenance and ancillary costs

How much are the maintenance and ancillary costs?

If you’d like to buy real estate, you should familiarize yourself with the running costs you will face before you buy.

In general, you can assume that maintenance and ancillary costs will amount to 1% of the real estate value.

The cost includes water, electric, garbage disposal, heating and upkeep. The maintenance costs are expenses for maintaining your property, for example, for small repairs and taking care of the surrounding area and garden.

In general: All monthly incidental costs for your property should not be more than 33% of your gross income.

Allow for interest rate costs / amortization

Ancillary and maintenance costs are only one aspect of your running costs. When you buy real estate, you must also factor in mortgage interest and possible amortization.

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