Entry deadline is August 15, 2020. Participants must be 18 years of age and be domiciled in Switzerland to enter. No purchase necessary to enter the competition: You can also participate free of charge at ubs.com/urban-surf. Winners will be drawn at random on 17 August 2020. The winners consent to their personal data being processed by the Visa Europe Services Inc., Marktgasse 18, 8001 Zurich ("Visa") and Saatchi & Saatchi Zürich, Stadelhoferstrasse 25, 8001 Zurich ("Saatchi") and UBS Switzerland AG ("UBS") for the purposes of organizing and executing the prize draw and the travel arrangements– both at home and abroad (if necessary, also in countries that possibly may not have adequate data protection). To this end, UBS is released from its obligation to maintain banking secrecy. Participants further agree to the use of their data by UBS and UBS Group companies during and after the contest for their own marketing purposes. The winners will be notified in writing by Saatchi. The prize is provided by Visa and its equivalent value is CHF 720. The prize may not be exchanged for cash or another non-cash prize, nor transferred to another person (such as through resale, auction, gifting, etc.) wholly or in part. There is no claim to the prize in the event of force majeure or any subsequent impossibility not caused by a fault. In case of infringement, Visa reserves the right to withhold the prize or parts thereof. Prize claims are forfeited in case of non-use. UBS and its UBS affiliates do not accept any liability or responsibility in relation to the organization and redemption of the prize. There will be no correspondence regarding the competition. Swiss substantive law applies. Legal recourse is excluded.