- Decide on your saving target.
- Enter your average income and spending for each month. We have guideline figures to help you do this.
- Think about how much you can save in each category and enter the adjusted figures in the right-hand column.
- The budget calculator will work out how long it will take you to save up the money you need.
Budgeting made easy – with the Personal Financial Assistant
One quick and simple way to list your costs is to use the Personal Financial Assistant in e-banking and the Mobile Banking app. When you spend money on an item it will be allocated to a category - mostly automatically. An easy-to-read diagram will show what you're spending most on, and what is costing you least.
Long-term saving – for your goals and aspirations
To make your wishes come true more quickly, we recommend investing your savings in a UBS savings account. A savings account offers you a higher rate of interest than your personal account.
Our client advisors will be happy to help you and to answer any questions.