Financing real estate
Whether you intend to finance the purchase, conversion or renovation of an investment property, or simply an additional mortgage, a discussion with us will certainly be worthwhile. We’d be happy to advise you on the best financing model for your specific case.
Optimizing your returns
Rental income is not the only factor that determines how profitable your property is – both strategically and from the standpoint of costs there are interesting means of adjustment which can enable you to optimize your return.
Hedging against interest rate risks
Do you want to make reliable calculations and stay on top of the risk of interest rate fluctuations? We can assist you in structuring and implementing complex financing and hedging solutions.
Regardless of the type of financing, suitable products can help you reduce or eliminate the negative consequences of rising interest rates.
- Combining different terms to maturity: reduce the interest rate fluctuation risk by staggering due dates/terms to maturity.
- Fixing the interest rate in advance (forward contracts): by setting up financing with a fixed interest rate (e.g. fixed loan, Atrium, interest rate swap), you can hedge the interest rate risk for new financing or refinancing months or years in advance.
- Switching products in a timely manner: replace your product if the type of contract (e.g. Libor mortgage) allows it, or once a fixed-interest period has expired.
Interest rate derivatives tailored to your specific requirements let you hedge your financing arrangements against interest rate fluctuation risks. This makes it easier to plan and protects your company against unfavorable interest rate trends. Interest rate derivatives are particularly suitable for mid-sized and larger companies or real estate companies, since a certain minimum volume is required.
Simplifying payment transactions
Profitability is also a matter of the efficiency with which you manage your liquidity and process your payment transactions. With UBS you can settle your banking transactions quickly and reliably. You’ll receive competent advice from us and precisely the right solution for every need.
Our advisory service – Your advantages
- All-round advice and support from a broad network of experts
- Suitable solutions for each phase of the property life cycle
- Personal advisor as your direct contact person
Our experts are there for you – we look forward to meeting you.