Investment financing
Individual solutions for investment financing
To consolidate your market position and stay competitive in the future, your company needs to invest in plant and machinery. We can advise you on whether it makes more sense for your company to finance the investment by means of a loan or a lease.
Financing with investment loans
Investment loan | Investment loan | Floating rate loan | Floating rate loan | Fixed-rate loan | Fixed-rate loan |
|---|---|---|---|---|---|
Investment loan | Currency | Floating rate loan | In CHF and all commonly used currencies | Fixed-rate loan | In CHF and all commonly used currencies |
Investment loan | Interest rate | Floating rate loan | Variable, fixed 1 day before the end of the interest period | Fixed-rate loan | Fixed for the entire term, interest rate on request |
Investment loan | Loan commission | Floating rate loan | None | Fixed-rate loan | None |
Investment loan | Term | Floating rate loan | Contract term: unlimited | Fixed-rate loan | 1–7 years, longer terms on request |
Investment loan | Repayment | Floating rate loan | Possible without incurring a charge in accordance with contractual terms | Fixed-rate loan | Possible without incurring a charge in accordance with contractual terms |
Investment loan | Ordinary termination | Floating rate loan | Termination by either party with a notice period of 30 days | Fixed-rate loan | Lapses after expiry of the agreed term without the need for notice of termination |
Financing with leasing
Leasing | Leasing | Capital goods leasing | Capital goods leasing | Refinancing | Refinancing |
|---|---|---|---|---|---|
Leasing | Leased assets | Capital goods leasing | Movable capital goods | Refinancing | Rental or lease agreements for movable capital goods |
Leasing | Amount | Capital goods leasing | From CHF 20,000 | Refinancing | From CHF 100,000 |
Leasing | Currency | Capital goods leasing | Swiss francs, euros and US dollars | Refinancing | Swiss francs |
Leasing | Term | Capital goods leasing | From 24 months | Refinancing | From 24 months |
