Investment financing

Individual solutions for investment financing

To consolidate your market position and stay competitive in the future, your company needs to invest in plant and machinery. We can advise you on whether it makes more sense for your company to finance the investment by means of a loan or a lease.

Financing with investment loans

Floating rate loan

The UBS Floating Rate Loan offers you transparent and flexible financing for your investments, with lending rates geared to the market. It's particularly attractive if you expect interest rates to trend sideways.

Floating rate loan product information sheet pdf, 119 KB

Fixed-rate loan

For medium- and long-term financing of capital investment, we offer the UBS Fixed-Rate Loan. This option is particularly attractive if you expect interest rates to rise.

Fixed-rate loan product information sheet pdf, 95 KB
Comparison of investment loans

Investment loan

Investment loan

Floating rate loan

Floating rate loan

Fixed-rate loan

Fixed-rate loan

Investment loan

Currency

Floating rate loan

In CHF and all commonly used currencies

Fixed-rate loan

In CHF and all commonly used currencies

Investment loan

Interest rate

Floating rate loan

Variable, fixed 1 day before the end of the interest period

Fixed-rate loan

Fixed for the entire term, interest rate on request

Investment loan

Loan commission

Floating rate loan

None

Fixed-rate loan

None

Investment loan

Term

Floating rate loan

Contract term: unlimited
Interest period: quarterly

Fixed-rate loan

1–7 years, longer terms on request

Investment loan

Repayment

Floating rate loan

Possible without incurring a charge in accordance with contractual terms

Fixed-rate loan

Possible without incurring a charge in accordance with contractual terms

Investment loan

Ordinary termination

Floating rate loan

Termination by either party with a notice period of 30 days

Fixed-rate loan

Lapses after expiry of the agreed term without the need for notice of termination

What will happen if Libor is eliminated?

The use of Libor as the reference rate for Libor loans is expected to be discontinued at the end of 2021. The National Working Group on Reference Interest Rates in Swiss Francs (NWG) has recommended SARON (Swiss Average Rate Overnight) as the new reference rate for loans in Swiss francs. UBS is collaborating closely with working groups in the five Libor currency areas in order to coordinate an orderly switch to new reference interest rates in the relevant currencies.

Facts about a future without Libor pdf, 93 KB

Financing with leasing

Capital goods leasing

Inexpensive financing for mobile capital goods that preserves your liquidity.

Capital goods leasing

Refinancing

Hassle-free pre-financing of receivables from non-terminable rental or leasing agreements for capital goods.

Refinancing
Comparison of leasing

Leasing

Leasing

Capital goods leasing

Capital goods leasing

Refinancing

Refinancing

Leasing

Leased assets

Capital goods leasing

Movable capital goods

Refinancing

Rental or lease agreements for movable capital goods

Leasing

Amount

Capital goods leasing

From CHF 20,000

Refinancing

From CHF 100,000

Leasing

Currency

Capital goods leasing

Swiss francs, euros and US dollars

Refinancing

Swiss francs

Leasing

Term

Capital goods leasing

From 24 months

Refinancing

From 24 months

Apply for a loan or leasing online

Apply online for an overdraft facility or leasing arrangement for your capital goods – it's quick and easy.