Bank guarantee

Guarantee performance and payment

Does your business partner want collateral or perhaps you want to protect yourself against claims? With a bank guarantee, you can cover your performance and payment obligations.

The bank guarantee at a glance

Business advantage

Proof of your creditworthiness and ability to deliver, which is a good argument in negotiations

In Switzerland and worldwide

For commercial trading in Switzerland and around the world

Secure

Guaranteed coverage by the bank

  • The bank undertakes to pay a specified amount to the beneficiary if the contracting partner does not deliver an agreed service or payment.
  • UBS's strength as a guarantee bank makes you a welcome business partner.
  • For example, it's ideal for bids, signing contracts, advance payments and upon delivery.

Which bank guarantee is right for you?

Direct guarantee

This guarantee is used for both domestic and cross-border transactions. The guarantee is based on a contract between two business partners.

Factsheet Direct guarantee pdf, 111 KB
Indirect guarantee

This type of guarantee is often used in cross-border transactions – especially when foreign government offices or state-owned enterprises are involved. Some countries also don’t accept foreign banks as guarantors due to statutory provisions.

Factsheet Indirect guarantee pdf, 103 KB
Standby letter of credit

Also known as “Standby LC,” this guarantee is mainly used in business with US contractual partners as well as in the Far East.

Factsheet Standby letter of credit pdf, 110 KB
Surety

Used in accordance with the Swiss Code of Obligations and is mostly used in domestic transactions.

Factsheet Surety pdf, 93 KB
Confirmed payment order

The so-called promise of payment is an irrevocable payment obligation, similar to a guarantee.

Bank guarantees in a nutshell

Advice for your international business

  • Comprehensive advice from experienced corporate client advisors and product specialists
  • Digital solutions tailored to corporate clients
  • Access and assistance from our global network of experts

Our experts are here for you – we look forward to speaking with you.

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Further Information / Conditions / Forms

Manage all of your trade financing in E-Banking

With UBS Trade Finance Access, you can open and edit documentary credits, documentary collections and bank guarantees easily via E-Banking.

Trade Finance Access

Sample texts for downloading

Download sample texts for guarantees here.

Sample Texts

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