ISO 20022 Message Standard

The international standard for electronic data interchange in payment transactions

Swiss banks use the international ISO 20022 standard for electronic payment transactions and cash management reporting. ISO 20022 lays down uniform, consistent and internationally coordinated standards for reporting in the financial industry. The messages are used from client to bank, from bank to bank, and from bank to client.

Your benefits at a glance


Fewer input errors, rejections and less effort; transparency concerning the status of the payment order


Uniform standard for post office and banks


Automated and improved cash management

Message definitions

Our offering

Interfaces and connections

You can use our electronic channels to take care of your payment transactions easily and efficiently.

Test platform

The UBS Payment Standards test platform allows you to test your software according to ISO 20022.

UBS Implementation Guidelines

Our Implementation Guidelines contain everything you need to know about the various message definitions.

New SPS ISO 20022 version 2019

Find out all you need to know here