Documentary credits

Delivery and payment security in international trade

A documentary credit is a proven payment and processing instrument frequently used in cross-border transactions.

Documentary credits at a glance

Tried and trusted worldwide

A standard and secure payment instrument that can also be used for short-term credit


Payment security for the seller and delivery security for the buyer

Various types of documentary credit

The type of credit will depend on the country of export and import, the business relationship and the risk tolerance

What documentary credit is right for you?

Documentary credit in export

The documentary credit protects you, as an exporter, from delivering goods without getting paid. The importer’s bank (and UBS in the case of a confirmed documentary credit) is obligated to make payment when you submit the agreed delivery documents.

Documentary credit in import

You as an importer obtain the desired security of supply because your business partner receives the money owed only after demonstrating that the goods have been shipped by submitting the documents set out in the documentary credit.

Documentary credit in transit trade

At least three parties are involved in transit transactions. Supplier, intermediary and buyer have different requirements regarding security and liquidity. These can be met as needed with special documentary credits.

Documentary credits in a nutshell

    Advice for your international business

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    Manage all of your trade financing in E-Banking

    With UBS Digital Trade Finance you open and process documentary credits, documentary collections and bank guarantees easily via E-Banking.