Financing working capital Affordable, flexible financing for your working capital

Every company has to be able to access liquidity at short notice at any time. We can support you with traditional business loans. And of course we are happy to advise you on which instruments best meet your needs.

Financing with traditional business loans

A business loan can be used to secure liquidity in the value creation phase between buying and selling, finance goods or smooth out seasonal fluctuations. You can choose between business loans as an overdraft facility or a fixed advance.

Overdraft facility

Overdraft facility

The UBS overdraft facility gives you an extra liquidity reserve, allowing you to enjoy greater financial freedom and entrepreneurial flexibility.

Good to know:

  • Funds within the agreed credit limits are freely available at all times
  • Strengthens your position in rebate and discount negotiations

The UBS SME overdraft facility suits financing needs of up to CHF 500,000.

Fixed advance

Fixed advance

The UBS fixed advance gives you an extra short-term liquidity reserve. The capital amount, duration and interest rate are fixed, which makes financial planning easier.

Good to know:

  • Short-term capital and interest-rate commitment
  • Interest rates in line with money market developments
  • Tailored to meet credit needs
  • Options for interest-rate hedging upon request
  • No credit commission

The right financing for your company

 financing for your company

Apply online for an overdraft facility or leasing arrangement for your capital goods – it's quick and easy. We'll get back to you within 48 hours.

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