Overdraft facility for SMEs

Online loan of up to CHF 500,000 at attractive terms

Expand your entrepreneurial flexibility and react quickly to new market opportunities.

What you need for your application

  • Financing requirement: of CHF 20,000 to CHF 500,000
  • Time: 15 minutes
  • Two most recent sets of annual financial statements incl. auditing report (signed, no more than 15 months may have elapsed since the reporting date of the most recent annual financial statements)
  • Current debt collection report (no more than three months old)

Do you have any questions? We will be happy 0800 868 407 to help you.

  • Free and flexible availability
  • No limit on term
  • Strengthens your position in rebate and discount negotiations
  • Operationally active enterprise domiciled in Switzerland
  • Financing requirement of CHF 20,000 to CHF 500,000
  • Company is not part of a group
  • UBS is the main bank (payment transactions)
  • Finance working capital
  • Ensure your ability to make payments
  • Bridge seasonal fluctuations in liquidity
  • Currency: In CHF and all major foreign currencies
  • Interest rate: Variable, interest rate on request
  • Credit commission: 0.25% per quarter, calculated on the highest debit balance, max 50% of the interest amount for the respective quarter, min CHF 5
  • Term: Unlimited
  • Ordinary termination: At any time with immediate effect by either party

Additional details can be found in the information sheet.