Liquidity planning

Manage your company’s liquidity comfortably online

The Liquidity Cockpit in E-Banking is an efficient liquidity management tool for your company.
It gives you an overview of past and current liquidity and helps you plan ahead for your future liquidity.

Liquidity Cockpit auf einen Blick

Up to date

Compare data automatically between E-Banking, Liquidity Cockpit and bexio

Comprehensive

Expected income and expenditures and the resulting liquidity

Flexible

Enter your company’s planned figures and personalize your liquidity management

  • Function that you can activate free of charge in E-Banking
  • You’ll need the bexio business software to take advantage of the Cockpit
  • Optimize your liquidity planning with individual planned figures and get timely warnings

Want access to the Liquidity Cockpit?

First, link the bexio business software to your E-Banking under "Products". This will activate your Liquidity Cockpit under "Liquidity".

Tips for optimal use

Compilation of all income and expenditures over the next twelve and last three months. To ensure that your liquidity calculations and overview are based on current data, sync the data in your Liquidity Cockpit with that in your bexio business software (using the Refresh button).

  1. Alert message for personalized warning threshold, balance of 0 and credit limit
  2. Time the data was last updated
  3. Refresh data
  4. Set overview period
  5. Show category and transaction details by clicking on the bars
  6. The bars show booked and planned income and expenditures. The resulting liquidity is shown as a curve and considers liquid assets
  7. The orange and red lines show the personalized warning threshold and credit limit

Summary of your income and expenditures for the current month as well as outstanding accounts payable and receivable.

8. Sort current selection by preferred column

9. Outstanding customer and supplier invoices according to last synchronization with bexio

10. Show all outstanding invoices (max. 10 invoices shown by default)

11. Important total figures for current month's income and expenditures

12. Overview of cash, postal and third-party bank accounts entered into bexio as well as UBS accounts

You can enter the planned monthly income and expenditure into the planning grid and then use "Overview" to monitor how they affect liquidity. In doing so, use the Tab and Shift-Tab keys to easily and quickly navigate from field to field. You can use the values already entered in bexio and E-Banking as guideline values for your plan data. If need be, you can define three new categories of your own choice to those already set for income and expenditure respectively.

  1. Time the planned values were last saved
  2. Export plan as an Excel file (CSV)
  3. Track your plan for each month and its effects on liquidity in the "Overview"
  4. Enter recurring planned values
  5. Delete the planned values in the category selected
  6. Open category and enter planned values
  7. Total of all planned values in each category
  8. Add an individual category (no more than 3)
  9. Save the entire plan
  10. Number of planned values entered

The Liquidity Cockpit doesn't cover salary payments at present. To do so, please enter the planned figures under "Personnel". You can also enter other fixed costs such as rent as monthly expenditures. Note that in order to avoid transactions being recorded twice, UBS standing orders and payments entered into UBS E-Banking are not shown in the Liquidity Cockpit.

You can set a personalized warning threshold and credit limit in the settings in order to get immediate warnings in your Liquidity Cockpit in the event of liquidity bottlenecks. The warnings can be set up in E-Banking and as a text message and/or e-mail notification.

Do you want to plan your liquidity outside UBS E-Banking too? If so, all you need to do is export the planning grid into an Excel file (CSV).

To take advantage of the SME business software offering (as a basis for the UBS Liquidity Cockpit), authorize UBS to submit relevant transaction and bank client data to bexio and release UBS from the obligation to maintain bank secrecy. UBS will be able to process and save your data as well as use it to improve the offering.

To take advantage of the UBS Liquidity Cockpit offering, authorize bexio to submit relevant client data (for instance accounts payable and receivable) to UBS. The data in the Liquidity Cockpit is used to plan and summarize your liquidity; until further notice, UBS will not use it for business evaluation purposes (making decisions on loans, for example).

The data is saved on UBS servers in Switzerland. The data is used and saved on a rolling basis (up to no more than three months in the past). Should you terminate the offer, the data saved with UBS will be permanently deleted.

All terms and conditions regarding the use of the SME business software and UBS Liquidity Cockpit are available to view in UBS E-Banking. You will have a chance to view this information in the registration process when you accept the offering.

Additional details can be found in the information sheet.

Liquidity plan template

As an alternative to the Liquidity Cockpit, we also offer a liquidity plan as a free Excel template.